cancel
Showing results for 
Search instead for 
Did you mean: 

What Credit Card for a higher credit line?

tag
amclaughlin42
Regular Contributor

Re: What Credit Card for a higher credit line?

I have a $1000 in savings, but we have to use it for my wifes lawyer. We were going to set back more but we couldn't. 


Cards: CreditOne AMEX - $600, Cap1 QS - $500, Avant-$300, Cap1 WM Store - $300
GOAL - Chase FU - Goal Score 725
07/2021 - Experian 675 Equifax 673 Transunion 688
07/2019 - Experian 623 - Equifax 628 - Transunion 622
04/2019 - Experian 597 - Equifax 610 - Transunion 619
01/2017 - Experian 479 - Equifax 457 - Transunion 461
04/2017 - Experian 502 - Equifax 473 - Transunion 476
Message 21 of 22
takeshi74
Senior Contributor

Re: What Credit Card for a higher credit line?


@amclaughlin42 wrote:

What Credit Card for a higher credit line?


As always with these questions, you cannot rely on the creditor or the card for limit.  That's just half of the equation.  The other half is one's credit profile and income which will determine the limit that one qill qualify for.

 


@amclaughlin42 wrote:

My score was arounf 680-690. My scores are EQ 709, TU 720 EX 722. I have had 2 lines of credit open for a year, my car loan, and a credit card. And one credit card open the store card for 5 months


It's never just about score but you can refer to the Credit Pulls Database.

 

You have a thin and young profile and that's not going to be in your favor.  We can't tell you what limits creditors will grant you but they will tend to be low given what you've stated.

 


@amclaughlin42 wrote:

When I mean higher limit I mean like $2000 and over.


It would help to give numbers versus using subjective words like "higher".  What you're looking for may be possible with your profile.

 


@Anonymous wrote:
typically AF cards can grant the higher limits 

AF's have nothing to do with limits.  There are countless cards for rebuilders with AF's.  My highest limit card (by a good margin) has no AF.

Message 22 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.