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Martndee
Posts: 12
Registered: ‎08-12-2009
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What Credit Card who would be the best to use?

I  just checked our FICO for TU and it came back a 697.  Experian FAKO was a 714, and EQ was a 667.  Who would be the best to use that looks at Transunion or Experien?  Also we have a dismissed BK from 2001.

Thanks

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LilMirth
Posts: 3,091
Registered: ‎08-09-2008
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Re: What Credit Card who would be the best to use?

Someone can correct me if I'm wrong, but I think that Barclay's is an exclusive TU puller.

 

Is your EQ score a FICO or a FAKO?  You may be a very good candidate for a credit union, especially if you make them really happy with a deposit account.

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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: What Credit Card who would be the best to use?


Martndee wrote:

I  just checked our FICO for TU and it came back a 697.  Experian FAKO was a 714, and EQ was a 667.  Who would be the best to use that looks at Transunion or Experien?  Also we have a dismissed BK from 2001.

Thanks


State Farm uses TU for credit.  For insurance they pull EX.

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martndee2
Posts: 1
Registered: ‎09-22-2009
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Re: What Credit Card who would be the best to use?

Thanks for the information.  The Trans Union was an actual FICO score.  Does State Farm issue a credit card and does any one have any information on it?  Also with State Farm and Barclays....will the 2001 BK affect their decision?

Thanks

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: What Credit Card who would be the best to use?


martndee2 wrote:

Thanks for the information.  The Trans Union was an actual FICO score.  Does State Farm issue a credit card and does any one have any information on it?  Also with State Farm and Barclays....will the 2001 BK affect their decision?

Thanks


http://www.statefarm.com/bank/credit_cards/credit_cards.asp

 

Not sure if they are BK friendly.  I think they do tolerate old late payments.  


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