Credit Cards

[Martndee]

I  just checked our FICO for TU and it came back a 697.  Experian FAKO was a 714, and EQ was a 667.  Who would be the best to use that looks at Transunion or Experien?  Also we have a dismissed BK from 2001.

Thanks

[LilMirth]

Someone can correct me if I'm wrong, but I think that Barclay's is an exclusive TU puller.

Is your EQ score a FICO or a FAKO?  You may be a very good candidate for a credit union, especially if you make them really happy with a deposit account.

[DI]

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Martndee wrote:

I  just checked our FICO for TU and it came back a 697.  Experian FAKO was a 714, and EQ was a 667.  Who would be the best to use that looks at Transunion or Experien?  Also we have a dismissed BK from 2001.

Thanks

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State Farm uses TU for credit.  For insurance they pull EX.

[martndee2]

Thanks for the information.  The Trans Union was an actual FICO score.  Does State Farm issue a credit card and does any one have any information on it?  Also with State Farm and Barclays....will the 2001 BK affect their decision?

Thanks

[DI]

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martndee2 wrote:

Thanks for the information.  The Trans Union was an actual FICO score.  Does State Farm issue a credit card and does any one have any information on it?  Also with State Farm and Barclays....will the 2001 BK affect their decision?

Thanks

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http://www.statefarm.com/bank/credit_cards/credit_cards.asp

Not sure if they are BK friendly.  I think they do tolerate old late payments.