Re: What Credit Cards should I pay off?

Dustink · ‎10-02-2012

Another method would be paying off Chase, then paying off high interest to low interest.

Once your lower utilization reports, app for the Chase slate card and transfer your balances.

Too many INQs & low AAoA so I'm off to tend the Garden. Age:21 EQ: 642 TU: 677 EX: 665

$14k $8.5K $7.5k $7.5k $6.5k $6k $5k $5k $5k $5k NPSL @ 0%

armbenderc · ‎09-11-2012

It's tough time for you. The moment you paid Amex, Citi, and Chase (maybe), they may reduce your credit.

AMEX: I would be suprise if Amex hasn't call you already or even give you FR. They will reduce your credit if you don't PIF soon.

Citi: Depends if you are still on 0% promo, be careful they will reduce your CL.

Chase: same as citi.

I would do as follow:

PIF CAP1

PIF amex

PIF on chase

What ever you have left distribute evenly on BOA, Discover, and Citi

Dont' have to follow my advice because I maybe wrong.

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)