What Credit Cards to apply for, for someone just starting

[Anonymous]

I got declined from cap one about a year ago. My auto loan was with them at the time, and I had 2 other TL, one was 2 years old, the other was a year old. all current and paid as agreed. From everything I have read around here, they can keep their card....

[Anonymous]

JD, I finally got a SS card last year (after i became a permanent resident) and I applied for a lot of credit, most of which was denied. I was in the same position - no credit history whatsoever.

Here is what worked for me:

BOA - Secured Visa ($99/$500 limit)

CapitolOne - The card for those with no credit history

and surprisingly

Chase - Amazon Visa rewards card.

(in that order about 1 month apart each)

Everything else was denied and I applied @ many places.

Message Edited by siangirl34 on 07-26-2008 12:57 PM