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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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What Credit Score did you have when req 3xCLI on AMEX card

Im trying to figure out if I should keep on waiting or if my EX score is high enough on my Oct 18 review to get 3xCLI on my AMEX Delta card.  Right now, I think they have a score around 700 for me (old score).  My current CL is 2k so I would request 6k (Btw, whats best number to call for this?).  My income supports the 6k CL but Im not sure about my score.

 

Let me know how yall did your CLI and what score you had when you requested it.

 

Thanks



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Contributor
Posts: 1,026
Registered: ‎02-27-2012
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Re: What Credit Score did you have when req 3xCLI on AMEX card

When I requested a CLI for my gf from $2000 to $6000, I believe her FICO was in the 680s. Her income is around $23k. She had little debt and her total credit line was about $4-5k including the $2k amex. They instantly approved her.

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712
Frequent Contributor
Posts: 288
Registered: ‎02-06-2012
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Re: What Credit Score did you have when req 3xCLI on AMEX card

Its a tossup. I got denied with a 713, so score is not the end all be all with them

Valued Contributor
Posts: 1,469
Registered: ‎08-30-2012
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Re: What Credit Score did you have when req 3xCLI on AMEX card

Get drunk, then do it.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $7.7k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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Frequent Contributor
Posts: 288
Registered: ‎02-06-2012
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Re: What Credit Score did you have when req 3xCLI on AMEX card


madmann26 wrote:
Get drunk, then do it.

LOL

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: What Credit Score did you have when req 3xCLI on AMEX card

Didn't need to. I just got approved and I was stone cold sober :smileywink:. Full 3xCLI. Limit is now 6k.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: What Credit Score did you have when req 3xCLI on AMEX card


Duncanrr wrote:
Didn't need to. I just got approved and I was stone cold sober :smileywink:. Full 3xCLI. Limit is now 6k.

Congrat durcann did yu call or do a luv button ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
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Re: What Credit Score did you have when req 3xCLI on AMEX card

I called. My fico is like 700 across, except on exp... My exp plus is 734. I
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: What Credit Score did you have when req 3xCLI on AMEX card

I hit luv button.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 296
Registered: ‎08-28-2012
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Re: What Credit Score did you have when req 3xCLI on AMEX card


madmann26 wrote:
Get drunk, then do it.

+1!

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards
FICO: TU 795 Last App: November 2012

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