Re: What Do Banks SEE On A Soft Pull?

Vegas247 · ‎03-08-2014

What do bank see on a soft pull?

$600

Barclaycard® Rewards MasterCard® - Average Credit

$6500

Blue Cash Everyday® Card from American Express

$30k

16k

12k VSiggy

irrational · ‎03-08-2014

I believe they see everything except other SPs.

Current Score: TU (discover) 720 - 6/29/14 | EQ (score watch) 777 - 7/19/14 - Last App 7/21/14

NPSL | $27,600 | $15,000 | $7,000 | $2,800 | $11,000 | $13,530 | $5,200

wHiTeSoL · ‎03-08-2014

This is a question that I dont think anyone will be able to answer. Many assume it's the same information but then it conflicts with some CLI requests where a SP isn't enough and a rep states they need a HP. This type of CLI seems to point to them being different, but then Amex's SP if denied and HP if approved seems to signal they can get enough information from a SP for a new TL.

Boragard · ‎03-08-2014

We can't post links to other sites but go to credit Kama, they explainhard vs soft pulls and what can be seen

enharu · ‎03-08-2014

Pretty much everything except other SPs.

When you pull your own reports its a SP as well. Some banks however may limit what lower level employees can see to prevent sensitive days from being leaked.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

What Do Banks SEE On A Soft Pull?

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What Do Banks SEE On A Soft Pull?