What Have You Been Approved For Lately

[n2win]

Chase Visa - 6K

[Trishco]

Absolutely nothing....hehe....cuz I haven't applied other than a savings with Alliant.

But oh how I want to!!!

[FocusOnFICO]

Previous post +

• Citi Platinum Select MC:  $7,300 (Feb)
• Amex Blue Cash:  $8,300 (Feb)
• E1 Financial Credit Union Plat Visa:  $10,000 (May)
• US Bank Plat Cash Rewards Visa:  $15,000 (May)
• Alliant Credit Union Platinum Rewards Visa:  $10,000 (May)
• PenFed Cash Rewards Platinum Visa:  $10,000 (May)

[hemi961]

Ameriprise World Elite Mastercard--10,000. 4.5% APR on purchases and cash advances.

[Anonymous]

The Ameriprise MCWE is a great card. it's currently my favorite card. I've had mine about a year now and the benefits are outstanding.

[brighterday]

DH was approved in May for the following w/ 683 EQ & 723 TU:

Home Depot Store: $1k

Macy's Visa: $4k

Furniture Store: $3k

[Anonymous]

Firestone (CFNA) $1000.

[Hairy_Satchel]

I was approved for a Discover card with a 6k limit and denied by my credit union for a 6 year old baddie. Oh well, can't win them all.

5/09   TU 809 EQ 728 EX 800

[Lyythine]

During the spring, I bought a new car and after that, I went on an app spree.  I also joined NFCU last month and went on an app spree with them as well...  Here's those results... All from March/April

*******March App Spree********

Amex Gold (upgrade from green): Approved - CLI from green,

CL: 10k

Kay Jewlers (Plan on possibly proposing to my girlfriend in the next couple months)

Approved:

CL: 8950 (odd number for intial credit limit)

Citi Diamond (never had an account with citi before, figured id throw it in to the mix)

Approved: 7k

Shell Gas Card ( I only purchase shell gas, not sure why I didnt do this sooner)

Approved: 300

BofA Black Amex (I have since combined 2 other BofA cards into this card for a total CL of just under 19k)

Approved: 6.5k

Local CU (Omega Federal Credit Union)

Approved:

15.5k - I also do some of my banking there

Discover (never had discover either)

Declined:

Reason:  Too many inquires... Go figure 

*******Then, When I joined NFCU last month (April)********

Line of Credit - Requested 15k (the largest amount) - received 10k

nRewards Mastercard - 12k

nRewards Visa - 6.5k

Refinance of my car - 36k @ 4.9% (current rate was 6.55)

When I app' for NFCU, none of the new accounts were showing on my EQ report, so that didnt figure into their granting me higher limits I suppose.  Also, my EQ was only showing 2 inq at the time, which I think helped. Also, I have seen a 30pt drop across the 3 credit reports due to all the new accounts (im guessing it might drop a little more even, since the NFCU LOC hasnt hit my reports yet, everything else has hit them and thats been the results so far.)

So, in conclusion, after my app spree, my stats are as follows:

Utilization: <1%, was at 8%

AAoA: 2year11months (Thanks dad for the 20yr+ AMEX AU account)

[gsxrgt]

Amex Blue Cash w/ 10k limit. Surprised I got approved and even more surprised at the limit haha. I'm expecting them to cancel it or do some other sort of aa soon enough