05-17-2009 10:03 PM
I got approved for a CARE CREDIT card about 2 weeks ago. the inquiry didn't cause a drop in my FICO score either-score!
I live in ND and they (GEMB) pulled EQ
the dentists office did the application for me (somewhat unknowingly) but i had just been denied for a VS (EX pull) card so i was super surprised when i received the card in the mail (didn't think i had really filled out an application for them to send in THAT day, yeh i know, i'm a little lame in that regard)
05-17-2009 10:21 PM
05-19-2009 07:50 AM
March 09 - $13,300 loan for a 5th wheel travel trailer
May 09 - Cap One (still waiting on card/limit)
Discount Tire (GEMB)
Macy's (7-10 day message, this is day 7)
I have a card through 1st Premier - I requested and received a 50% CLI (from $300 - $450) earlier this month, and then received a pre-approval offer ("because of your sterling payment history with us, we'd like to offer you a SECOND card, etc." from them yesterday...I would have considered it, BUT, they want the same old set up fee, account maintenance fee, fee-fee-fee, blah-blah-blah, so I threw it in the shredder!
05/14/09 - FICO scores: EQ - 671, TU - 647
05/04/09 - FICO scores: EQ - 660, TU - 647
04/21/09 - FICO scores: EQ - 711, TU - 642
02/28/09 - updated Tri-Merge: EQ - 699, EX - 651, TU - 571
09/01/08 - starting scores Tri-Merge (Morgtage Enhanced): EQ - 607, EX - 556, TU - 534
05-19-2009 10:00 AM
NFCU CashRewards Visa on 5/4 $1,200 CL
NFCU goRewards MC on 5/18 $1,000 CL
I was in complete shock over the 1st one & don't even know what to make about the 2nd one. These are the first CC I've been approved for in over 5 years & those while not actually sub-prime lenders were not what I consider top tier lenders either.
My only other plan is to re-fi my car loan soon with NFCU & then just let everything grow a bit & hope to knock some more stuff of my CR.
05-19-2009 12:26 PM - edited 05-19-2009 12:26 PM
Got approved for a US Bank cash rewards w/ an 8000 limit.
Who did they pull?