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Regular Contributor
Posts: 144
Registered: ‎05-22-2008

Re: What Have You Been Approved For Lately

Chase Visa - 6K
Goal: acquire and use Credit Cards, scores in the 700's in 2009
05/04/08 FICOS: EQ = 626; TU = 636: EX = 623
06/21/09 FICOS: EQ = 692; TU = 729; EX = 731 (CCT FAKO)
10/03/11 FICO EQ = 722 (CCT EQ = 749)
Frequent Contributor
Posts: 279
Registered: ‎07-12-2007

Re: What Have You Been Approved For Lately

Absolutely nothing....hehe....cuz I haven't applied other than a savings with Alliant.


But oh how I want to!!! Smiley Very Happy

Regular Contributor
Posts: 180
Registered: ‎05-01-2009

Re: What Have You Been Approved For Lately

Previous post +

  • Citi Platinum Select MC:  $7,300 (Feb)
  • Amex Blue Cash:  $8,300 (Feb)
  • E1 Financial Credit Union Plat Visa:  $10,000 (May)
  • US Bank Plat Cash Rewards Visa:  $15,000 (May)
  • Alliant Credit Union Platinum Rewards Visa:  $10,000 (May)
  • PenFed Cash Rewards Platinum Visa:  $10,000 (May)

Starting Score: TU 766 EQ 788
Current Score: TU 788 EQ 811
Goal Score: TU 800 EQ 800

Take the FICO Fitness Challenge
Regular Contributor
Posts: 246
Registered: ‎11-05-2008

Re: What Have You Been Approved For Lately

Ameriprise World Elite Mastercard--10,000. 4.5% APR on purchases and cash advances.
Regular Contributor
Posts: 207
Registered: ‎02-04-2008

Re: What Have You Been Approved For Lately

The Ameriprise MCWE is a great card. it's currently my favorite card. I've had mine about a year now and the benefits are outstanding.
2-29-08 EQ-697-EX-706-TU-699 7/2008-EQ-741-EX-741-TU-765
Posts: 97
Registered: ‎09-17-2008

Re: What Have You Been Approved For Lately

DH was approved in May for the following w/ 683 EQ & 723 TU:


Home Depot Store: $1k

Macy's Visa: $4k

Furniture Store: $3k

Established Contributor
Posts: 851
Registered: ‎07-01-2008

Re: What Have You Been Approved For Lately

Firestone (CFNA) $1000.
New Contributor
Posts: 53
Registered: ‎12-09-2008

Re: What Have You Been Approved For Lately

I was approved for a Discover card with a 6k limit and denied by my credit union for a 6 year old baddie. Oh well, can't win them all.


5/09   TU 809 EQ 728 EX 800



Established Contributor
Posts: 727
Registered: ‎03-05-2009

Re: What Have You Been Approved For Lately

During the spring, I bought a new car and after that, I went on an app spree.  I also joined NFCU last month and went on an app spree with them as well...  Here's those results... All from March/April


*******March App Spree********


Amex Gold (upgrade from green): Approved - CLI from green,

CL: 10k


Kay Jewlers (Plan on possibly proposing to my girlfriend in the next couple months)


CL: 8950 (odd number for intial credit limit)


Citi Diamond (never had an account with citi before, figured id throw it in to the mix)

Approved: 7k


Shell Gas Card ( I only purchase shell gas, not sure why I didnt do this sooner)

Approved: 300


BofA Black Amex (I have since combined 2 other BofA cards into this card for a total CL of just under 19k)

Approved: 6.5k


Local CU (Omega Federal Credit Union)


15.5k - I also do some of my banking there


Discover (never had discover either)


Reason:  Too many inquires... Go figure 



*******Then, When I joined NFCU last month (April)********



Line of Credit - Requested 15k (the largest amount) - received 10k

nRewards Mastercard - 12k

nRewards Visa - 6.5k

Refinance of my car - 36k @ 4.9% (current rate was 6.55)




When I app' for NFCU, none of the new accounts were showing on my EQ report, so that didnt figure into their granting me higher limits I suppose.  Also, my EQ was only showing 2 inq at the time, which I think helped. Also, I have seen a 30pt drop across the 3 credit reports due to all the new accounts (im guessing it might drop a little more even, since the NFCU LOC hasnt hit my reports yet, everything else has hit them and thats been the results so far.)



So, in conclusion, after my app spree, my stats are as follows:

Utilization: <1%, was at 8%

AAoA: 2year11months (Thanks dad for the 20yr+ AMEX AU account)



New Contributor
Posts: 53
Registered: ‎05-25-2009

Re: What Have You Been Approved For Lately

Amex Blue Cash w/ 10k limit. Surprised I got approved and even more surprised at the limit haha. I'm expecting them to cancel it or do some other sort of aa soon enough Smiley Sad
Chase Ritz 20.5K, Freedom 11K, Chase Marriott 11K, Citi Prestige 12.5K, Citi Aadvantage Platinum 10.5k, Barclay US Airways 12.5k, Discover IT 12.7K, Amex BCP 23K, Amex PRG, Penfed Platinum Rewards 11K, Penfed PLOC 25k

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