Reply
Regular Contributor
Posts: 144
Registered: ‎05-22-2008
0

Re: What Have You Been Approved For Lately

Chase Visa - 6K
Goal: acquire and use Credit Cards, scores in the 700's in 2009
05/04/08 FICOS: EQ = 626; TU = 636: EX = 623
06/21/09 FICOS: EQ = 692; TU = 729; EX = 731 (CCT FAKO)
10/03/11 FICO EQ = 722 (CCT EQ = 749)
Frequent Contributor
Posts: 279
Registered: ‎07-12-2007
0

Re: What Have You Been Approved For Lately

Absolutely nothing....hehe....cuz I haven't applied other than a savings with Alliant.

 

But oh how I want to!!! :smileyvery-happy:

Regular Contributor
Posts: 180
Registered: ‎05-01-2009
0

Re: What Have You Been Approved For Lately

Previous post +

  • Citi Platinum Select MC:  $7,300 (Feb)
  • Amex Blue Cash:  $8,300 (Feb)
  • E1 Financial Credit Union Plat Visa:  $10,000 (May)
  • US Bank Plat Cash Rewards Visa:  $15,000 (May)
  • Alliant Credit Union Platinum Rewards Visa:  $10,000 (May)
  • PenFed Cash Rewards Platinum Visa:  $10,000 (May)

Starting Score: TU 766 EQ 788
Current Score: TU 788 EQ 811
Goal Score: TU 800 EQ 800


Take the FICO Fitness Challenge
Regular Contributor
Posts: 246
Registered: ‎11-05-2008
0

Re: What Have You Been Approved For Lately

Ameriprise World Elite Mastercard--10,000. 4.5% APR on purchases and cash advances.
Regular Contributor
Posts: 207
Registered: ‎02-04-2008
0

Re: What Have You Been Approved For Lately

The Ameriprise MCWE is a great card. it's currently my favorite card. I've had mine about a year now and the benefits are outstanding.
2/2008-EQ-660-EX-672-TU-686
2-29-08 EQ-697-EX-706-TU-699 7/2008-EQ-741-EX-741-TU-765
Contributor
Posts: 97
Registered: ‎09-17-2008
0

Re: What Have You Been Approved For Lately

DH was approved in May for the following w/ 683 EQ & 723 TU:

 

Home Depot Store: $1k

Macy's Visa: $4k

Furniture Store: $3k

Established Contributor
Posts: 851
Registered: ‎07-01-2008
0

Re: What Have You Been Approved For Lately

Firestone (CFNA) $1000.
New Contributor
Posts: 53
Registered: ‎12-09-2008
0

Re: What Have You Been Approved For Lately

I was approved for a Discover card with a 6k limit and denied by my credit union for a 6 year old baddie. Oh well, can't win them all.

 

5/09   TU 809 EQ 728 EX 800

 

 

Established Contributor
Posts: 606
Registered: ‎03-05-2009
0

Re: What Have You Been Approved For Lately

During the spring, I bought a new car and after that, I went on an app spree.  I also joined NFCU last month and went on an app spree with them as well...  Here's those results... All from March/April

 

*******March App Spree********

 

Amex Gold (upgrade from green): Approved - CLI from green,

CL: 10k

 

Kay Jewlers (Plan on possibly proposing to my girlfriend in the next couple months)

Approved:

CL: 8950 (odd number for intial credit limit)

 

Citi Diamond (never had an account with citi before, figured id throw it in to the mix)

Approved: 7k

 

Shell Gas Card ( I only purchase shell gas, not sure why I didnt do this sooner)

Approved: 300

 

BofA Black Amex (I have since combined 2 other BofA cards into this card for a total CL of just under 19k)

Approved: 6.5k

 

Local CU (Omega Federal Credit Union)

Approved:

15.5k - I also do some of my banking there

 

Discover (never had discover either)

Declined:

Reason:  Too many inquires... Go figure 

 

 

*******Then, When I joined NFCU last month (April)********

 

 

Line of Credit - Requested 15k (the largest amount) - received 10k

nRewards Mastercard - 12k

nRewards Visa - 6.5k

Refinance of my car - 36k @ 4.9% (current rate was 6.55)

 

 

 

When I app' for NFCU, none of the new accounts were showing on my EQ report, so that didnt figure into their granting me higher limits I suppose.  Also, my EQ was only showing 2 inq at the time, which I think helped. Also, I have seen a 30pt drop across the 3 credit reports due to all the new accounts (im guessing it might drop a little more even, since the NFCU LOC hasnt hit my reports yet, everything else has hit them and thats been the results so far.)

 

 

So, in conclusion, after my app spree, my stats are as follows:

Utilization: <1%, was at 8%

AAoA: 2year11months (Thanks dad for the 20yr+ AMEX AU account)

 

 

New Contributor
Posts: 53
Registered: ‎05-25-2009
0

Re: What Have You Been Approved For Lately

Amex Blue Cash w/ 10k limit. Surprised I got approved and even more surprised at the limit haha. I'm expecting them to cancel it or do some other sort of aa soon enough :smileysad:
Chase Ritz 20.5K, Freedom 11K, Chase Marriott 11K, Citi Prestige 12.5K, Citi Aadvantage Platinum 10.5k, Barclay US Airways 12.5k, Discover IT 12.7K, Amex BCP 23K, Amex PRG, Penfed Platinum Rewards 11K, Penfed PLOC 25k
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.