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Epic Contributor
Posts: 29,378
Registered: ‎10-23-2007

Re: What Have You Been Denied For Recently

partners first for bk
Established Member
Posts: 14
Registered: ‎04-05-2008

Re: What Have You Been Denied For Recently

Circuit City - too many inquiries (just did auto loan shopping)
Frequent Contributor
Posts: 273
Registered: ‎06-30-2008

Re: What Have You Been Denied For Recently

[ Edited ]
Lowes  cli   ,  Cap 1  cli  and  Macy's  cli  , BofA platinum plus  countered with  fully secured

Message Edited by cw81 on 09-28-2008 06:01 PM
Established Member
Posts: 45
Registered: ‎09-01-2008

Re: What Have You Been Denied For Recently

A gosh darn CLI from Capital One, Citi and Target, lol. Poor me Smiley Sad

Starting Score: 584
Current Score: 623
Goal Score: 650

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Senior Contributor
Posts: 3,879
Registered: ‎01-10-2008

Re: What Have You Been Denied For Recently

discover motiva (apped at end of spree about a year ago - too many inq.'s. )
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Regular Contributor
Posts: 242
Registered: ‎07-26-2008

Re: What Have You Been Denied For Recently

[ Edited ]
Hmm, I applied for a ton of cards:

Lukoil Barclays (didn't have credit history for 2 years)
JCP, Target, Walmart (they were unable to verify address/phone)
Citi AA something card (too many inquiries)
DCU Visa (escalating debt ((only debt showing was $600.00 to chase)), too many inquiries, too much credit
Fashion Bug - too many inquiries
Old Navy - address thing again
AMEX - didn't meet their internal standard thing, too many inquiries
Citizen's Bank RBS Rewards card - payment history over the last 6 months didn't look good on manual review, too many inquires.
HSBC Rewards - too many inquiries (wanted this to combine my crappy HSBC with)
Discover - this was a pre approval, but when I got to them to apply, they didn't like the inquiries and new accounts.
I had a lot of inquires when applying, but all were over 6 months old (not anymore though Smiley Happy) .

Message Edited by siangirl34 on 09-28-2008 06:35 PM

Message Edited by siangirl34 on 09-28-2008 06:35 PM
Frequent Contributor
Posts: 401
Registered: ‎05-01-2007

Re: What Have You Been Denied For Recently

[ Edited ]
Upromise Citi - CLI

Message Edited by niecey89 on 09-29-2008 11:08 PM
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED Smiley Happy ~
Frequent Contributor
Posts: 317
Registered: ‎07-30-2008

Re: What Have You Been Denied For Recently

jc penney
home depot
casual male
2/01/09 TU 678 EQ 690 EX 655
06/12/2014 EQ 634/ TU 623/ EX 618
Established Contributor
Posts: 794
Registered: ‎08-05-2008

Re: What Have You Been Denied For Recently

Ha, nobody likes me except Orchard secured so stop your whinning. Want to know who denied me...
Crap 1 (3 times: no response to first recon, second two denied, fourth one semi-succesful)
Citi Secured (maybe I should have tried the unsecured, would have been the same result)
Hooters (3 times told me to quit sending Recon letters in fact)
Best Buy

mjbfan79 wrote:
For Me
Circuit City
Chase does not like me well let me just say Chase does not like new accounts an inquires.


"Evacuate, in our moment of triumph? I think you overestimate their chances."
Regular Contributor
Posts: 106
Registered: ‎08-26-2008

Re: What Have You Been Denied For Recently

Declined for Home Depot and Discover Motiva, but approved for the HSBC Discover, Dillard's Amex, and Visa from AZ State CU.
08/08 FICO TU649 EQ645 EX639
12/08 FICO TU665 EQ672 EX667
03/09 EQ650
App-free since 01/29/09

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