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Mega Contributor
Creditaddict
Posts: 16,879
Registered: ‎10-23-2007

Re: What Have You Been Denied For Recently

partners first for bk
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Established Member
on_our_way_up
Posts: 14
Registered: ‎04-05-2008

Re: What Have You Been Denied For Recently

Circuit City - too many inquiries (just did auto loan shopping)
 
Frequent Contributor
cw81
Posts: 273
Registered: ‎06-30-2008

Re: What Have You Been Denied For Recently

[ Edited ]
Lowes  cli   ,  Cap 1  cli  and  Macy's  cli  , BofA platinum plus  countered with  fully secured


Message Edited by cw81 on 09-28-2008 06:01 PM
Established Member
KeystoneKutie87
Posts: 45
Registered: ‎09-01-2008

Re: What Have You Been Denied For Recently

A gosh darn CLI from Capital One, Citi and Target, lol. Poor me :smileysad:

Starting Score: 584
Current Score: 623
Goal Score: 650


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Senior Contributor
score_building
Posts: 3,465
Registered: ‎01-10-2008

Re: What Have You Been Denied For Recently

discover motiva (apped at end of spree about a year ago - too many inq.'s. )
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (WALMART)
Regular Contributor
siangirl34
Posts: 242
Registered: ‎07-26-2008

Re: What Have You Been Denied For Recently

[ Edited ]
Hmm, I applied for a ton of cards:

Denied:
 
Lukoil Barclays (didn't have credit history for 2 years)
JCP, Target, Walmart (they were unable to verify address/phone)
Citi AA something card (too many inquiries)
DCU Visa (escalating debt ((only debt showing was $600.00 to chase)), too many inquiries, too much credit
Fashion Bug - too many inquiries
Old Navy - address thing again
AMEX - didn't meet their internal standard thing, too many inquiries
Citizen's Bank RBS Rewards card - payment history over the last 6 months didn't look good on manual review, too many inquires.
HSBC Rewards - too many inquiries (wanted this to combine my crappy HSBC with)
Discover - this was a pre approval, but when I got to them to apply, they didn't like the inquiries and new accounts.
 
 
I had a lot of inquires when applying, but all were over 6 months old (not anymore though :smileyhappy:) .
 
 


Message Edited by siangirl34 on 09-28-2008 06:35 PM

Message Edited by siangirl34 on 09-28-2008 06:35 PM
Frequent Contributor
niecey89
Posts: 401
Registered: ‎05-01-2007

Re: What Have You Been Denied For Recently

[ Edited ]
Upromise Citi - CLI
WAMU
BOA
Juniper

Message Edited by niecey89 on 09-29-2008 11:08 PM
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED :smileyhappy: ~
Frequent Contributor
first48
Posts: 309
Registered: ‎07-30-2008

Re: What Have You Been Denied For Recently

jc penney
home depot
discover
casual male
2/01/09 TU 678 EQ 690 EX 655
Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008

Re: What Have You Been Denied For Recently

Ha, nobody likes me except Orchard secured so stop your whinning. Want to know who denied me...
 
Crap 1 (3 times: no response to first recon, second two denied, fourth one semi-succesful)
Chase
Citi Secured (maybe I should have tried the unsecured, would have been the same result)
Hooters (3 times told me to quit sending Recon letters in fact)
Best Buy
Chevron
Exxon/Mobil


mjbfan79 wrote:
For Me
 
Circuit City
BP
 
Chase does not like me well let me just say Chase does not like new accounts an inquires.



____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Regular Contributor
SherriLynn
Posts: 106
Registered: ‎08-26-2008

Re: What Have You Been Denied For Recently

Declined for Home Depot and Discover Motiva, but approved for the HSBC Discover, Dillard's Amex, and Visa from AZ State CU.
08/08 FICO TU649 EQ645 EX639
12/08 FICO TU665 EQ672 EX667
03/09 EQ650
App-free since 01/29/09

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