Oh! Along the "declined" vein of embarrassing brings two events to mind:
First was when Wachovia's VISA approval center went bottoms up for a few hours. Since most merchants just get a "declined" or "approved" message and not a "VISA's screwed up, it's not the purchaser's fault" message, hubby was humiliated in front of a BIG customer (a non-Wachovia card-holder). Wachovia DID give us one free movie rental at Movie Gallery, though. THAT completely mitigated the embarrassment, of course. *snort*
The other was when our bank account was cleaned out by I'net thieves. I went to the grocery store and ran my checkcard for a paltry $30 worth of purchases and was DECLINED. Since we had over $2K in our checking account, I figured it was Wachovia's VISA mistake AGAIN (see above entry). So I walked three steps to the grocery store's courtesy ATM machine, thinking to pay cash, only to find that the thieves had so generously left us a whopping $13. I had no other choice but to use another checkcard (we keep two checking accounts, don't ask me why) to pay and walked out, humiliated.
That's about it for embarrassing moments in public, I guess!
First was when Wachovia's VISA approval center went bottoms up for a few hours. Since most merchants just get a "declined" or "approved" message and not a "VISA's screwed up, it's not the purchaser's fault" message, hubby was humiliated in front of a BIG customer (a non-Wachovia card-holder). Wachovia DID give us one free movie rental at Movie Gallery, though. THAT completely mitigated the embarrassment, of course. *snort*
The other was when our bank account was cleaned out by I'net thieves. I went to the grocery store and ran my checkcard for a paltry $30 worth of purchases and was DECLINED. Since we had over $2K in our checking account, I figured it was Wachovia's VISA mistake AGAIN (see above entry). So I walked three steps to the grocery store's courtesy ATM machine, thinking to pay cash, only to find that the thieves had so generously left us a whopping $13. I had no other choice but to use another checkcard (we keep two checking accounts, don't ask me why) to pay and walked out, humiliated.
That's about it for embarrassing moments in public, I guess!
LOL@U_E. And I bet you were real hungry too!
I can't think back that far, but a couple of months ago I app'd for a CC with a local CU. They asked what CL I wanted and I went high because I only wanted one CC to pay all bills, so I told them $10K. I knew I didn't have the scores just yet, but like I said, I only wanted one CC with a high CL so I could pay my monthly bills. Had a BK from 2003 and no lates since 2002.
Long story short, they started cracking up when they saw my CR. So, feeling sorry for me and all, they counter-offered. They said, "$10K, we don't think so. Here's $500, now get your silly behind out of here!"
Well, I cried for a minute cause I was soooo embarrassed, but then I picked my head up and went on with life and my $500 Rewards Visa!
I can't think back that far, but a couple of months ago I app'd for a CC with a local CU. They asked what CL I wanted and I went high because I only wanted one CC to pay all bills, so I told them $10K. I knew I didn't have the scores just yet, but like I said, I only wanted one CC with a high CL so I could pay my monthly bills. Had a BK from 2003 and no lates since 2002.
Long story short, they started cracking up when they saw my CR. So, feeling sorry for me and all, they counter-offered. They said, "$10K, we don't think so. Here's $500, now get your silly behind out of here!"
Well, I cried for a minute cause I was soooo embarrassed, but then I picked my head up and went on with life and my $500 Rewards Visa!
