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Epic Contributor
Posts: 26,157
Registered: ‎10-23-2007

What NEXT!? after bk 13

Recently bk 13 =done
Applied and approved:
Credit One -$300
Orachard bank-secured -$200
Total Visa -$250
Applied and declined:
I also have a few accounts carried through bk:
Usbank sig. -$18000
Von Maur - no credit line
bloomingdales - $4200
a credit line for - $15k
During bk... they froze my credit... so I'm kinda thinking I need to wait 3 months for these old accounts and new accounts to start reporting again and then apply for some other new ones.
What do you all think, anything I can do now vs waiting?
Fico - exp. 558,eq 530,tu 499
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007

Re: What NEXT!? after bk 13

Don't know what your BK situation was like but if you're just getting out, and you have those lines, I wouldn't push it.  Do you really need more credit?
Epic Contributor
Posts: 26,157
Registered: ‎10-23-2007

Re: What NEXT!? after bk 13

LOL, Do I need more credit! Don't be silly Smiley Happy
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015

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