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Mega Contributor
Creditaddict
Posts: 16,906
Registered: ‎10-23-2007

What NEXT!? after bk 13

Recently bk 13 =done
 
Applied and approved:
Credit One -$300
Orachard bank-secured -$200
Total Visa -$250
 
Applied and declined:
Chevron
Hooters
 
I also have a few accounts carried through bk:
Usbank sig. -$18000
Von Maur - no credit line
bloomingdales - $4200
a credit line for - $15k
 
During bk... they froze my credit... so I'm kinda thinking I need to wait 3 months for these old accounts and new accounts to start reporting again and then apply for some other new ones.
 
What do you all think, anything I can do now vs waiting?
 
Fico - exp. 558,eq 530,tu 499
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007

Re: What NEXT!? after bk 13

Don't know what your BK situation was like but if you're just getting out, and you have those lines, I wouldn't push it.  Do you really need more credit?
Mega Contributor
Creditaddict
Posts: 16,906
Registered: ‎10-23-2007

Re: What NEXT!? after bk 13

LOL, Do I need more credit! Don't be silly :smileyhappy:
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200

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