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Mega Contributor
Creditaddict
Posts: 11,311
Registered: ‎10-23-2007

What NEXT!? after bk 13

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‎11-01-2007 01:15 PM

Recently bk 13 =done
 
Applied and approved:
Credit One -$300
Orachard bank-secured -$200
Total Visa -$250
 
Applied and declined:
Chevron
Hooters
 
I also have a few accounts carried through bk:
Usbank sig. -$18000
Von Maur - no credit line
bloomingdales - $4200
a credit line for - $15k
 
During bk... they froze my credit... so I'm kinda thinking I need to wait 3 months for these old accounts and new accounts to start reporting again and then apply for some other new ones.
 
What do you all think, anything I can do now vs waiting?
 
Fico - exp. 558,eq 530,tu 499
~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
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Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007

Re: What NEXT!? after bk 13

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‎11-01-2007 02:46 PM

Don't know what your BK situation was like but if you're just getting out, and you have those lines, I wouldn't push it.  Do you really need more credit?
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Mega Contributor
Creditaddict
Posts: 11,311
Registered: ‎10-23-2007

Re: What NEXT!? after bk 13

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‎11-01-2007 03:10 PM

LOL, Do I need more credit! Don't be silly :smileyhappy:
~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
Message 3 of 3 (736 Views)
 
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