Recent BK discharge in Feb, currently gardening for 6mo. I have 9 inquiries on report most recent 9/30 and 9/23, 4ea will be at 1yr plus Feb 2015, last 3 at 1yr in Dec. this year. AAOA 1 to 1 1/2yrs with utilization at 24%, will be down to 13% in 6mo all debt is 0% apr. My question do I plan for getting a Credit Union card first and then Sallie Mae or both. Chase credit card and BOA home loan was included in BK so probably blacklisted from them, Amex is probably not an option since not BK friendly. Looking for some advice on what I should do moving forward, I will be attempting some CLI's around Christmas since utilization will be cut in half. Still learning and educating myself with my credit awareness, any help is appreciated.
**Thank you for all the great information, wish I found this site sooner (2wks ago)**
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k