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What Scores do I need for GE Cards?

Frequent Contributor

Re: What Scores do I need for GE Cards?

Myjourney you been such a great help to me, my score went up 40 points, in the last couple of months.
Starting Score: EX: 650 EQ: 630 TU: 620 01/06/2014
Current Score: EX: 673 EQ: 673 TU: 643 05/06/2015 / Last App: 05/04/2015 / In the Garden Until: 01/04/2017
Desired Scores EQ 700 EX 700 TU 700
1k 2k 4k $2,200
Message 11 of 20
Super Contributor

Re: What Scores do I need for GE Cards?


JMills wrote:
Myjourney you been such a great help to me, my score went up 40 points, in the last couple of months.

I see you have multiple threads going and i'm trying to keep up...Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 20
Super Contributor

Re: What Scores do I need for GE Cards?

Jmillis report to the garden Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 20
Highlighted
Frequent Contributor

Re: What Scores do I need for GE Cards?

I'm there too, I have so much questions, sorry! Lol
Starting Score: EX: 650 EQ: 630 TU: 620 01/06/2014
Current Score: EX: 673 EQ: 673 TU: 643 05/06/2015 / Last App: 05/04/2015 / In the Garden Until: 01/04/2017
Desired Scores EQ 700 EX 700 TU 700
1k 2k 4k $2,200
Message 14 of 20
Super Contributor

Re: What Scores do I need for GE Cards?


JMills wrote:
I'm there too, I have so much questions, sorry! Lol

Have you applied for new cards via shopping cart trick? I hope notSmiley Surprised

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 20
Valued Contributor

Re: What Scores do I need for GE Cards?

I just got approved for Walmart and JCP. I don't know what my TU FICO is yet but I'm assuming it must be in the mid 600s. CK has me in the 590's.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 16 of 20
Valued Contributor

Re: What Scores do I need for GE Cards?

I would agree w others on the scores. Ur cr also should have no recent co/cas. I apped a few months ago w tu fico at 650 but was denied due to 2 cas, which recently got deleted. Anyhow gl Smiley Happy


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 17 of 20
Established Contributor

Re: What Scores do I need for GE Cards?

I got approved for walmart store card and chevron store card last may 2012 with fico scores 590 to 610.. they have their own scoring model, I think mine were 420 out of  650, but i don't really remember... had maybe 4 CA and a few CO..... helped me so much in rebuilding...


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 18 of 20
Frequent Contributor

Re: What Scores do I need for GE Cards?

I got declined with a 628 and approved with a 659

 

both TU ficos from here at the time of applications.

 

YMMV

 

I had like 4 baddies with the 628 and only 1 with the 659

 

Id say the score is irrelevant because they use their own scoring model sometimes(from the letter i received from my decline)



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


Take the myFICO Fitness Challenge
Message 19 of 20
Valued Contributor

Re: What Scores do I need for GE Cards?


JMills wrote:
What was your credit limit on Walmart?

    Im not sure if you were talking to me or not but mine was 400 and yes myjourney is the greatest. i suggest he stay in the garden however after his recent spree....

Message 20 of 20