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Established Member
Ineedcredit21
Posts: 37
Registered: ‎04-29-2010

What Should I Do?????

Hello,

 

I received my first college card back in March with a low CL of 300. In Aug it will be sixth month since i had the card. I have no balance, PIF, since i had the card. Should I apply for another credit card or ask for a CLI? The card is with US Bank.

 

Im a AU on my mother Discover, should i try to get my on student discover?

 

What options do you think i should do? I really want another cc.

 

Thanks in advance for your advice and thoughts!

Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: What Should I Do?????

 


Ineedcredit21 wrote:

Hello,

 

I received my first college card back in March with a low CL of 300. In Aug it will be sixth month since i had the card. I have no balance, PIF, since i had the card. Should I apply for another credit card or ask for a CLI? The card is with US Bank.

 

Im a AU on my mother Discover, should i try to get my on student discover?

 

What options do you think i should do? I really want another cc.

 

Thanks in advance for your advice and thoughts!


 

I would ask for a CLI after 7 months with US Bank.    Then I would wait 3 more months and apply for the next card. Who did you have in mind for next card?

 

Established Member
Ineedcredit21
Posts: 37
Registered: ‎04-29-2010

Re: What Should I Do?????

I was thinking either discover or chase? What do you recommend for my next card?
Senior Contributor
imducky
Posts: 3,432
Registered: ‎08-27-2007

Re: What Should I Do?????

discover would be my choice. chase is just too wonky these days.

Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: What Should I Do?????

The cash back rewards on Discover student card would be my first choice.

Established Member
Ineedcredit21
Posts: 37
Registered: ‎04-29-2010

Re: What Should I Do?????

Is discover student card hard to get? I was also thinking about get a CC from my credit union.

 

Should i go to credit union or just wait for discover?

Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: What Should I Do?????

[ Edited ]

I would try the credit union first, since you are a member.   You might try them now.   


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