08-11-2007 03:01 PM
Key: X = Experian E = Equifax T = Trans UnionAdvanta Mortgage X Allstate Insurance T American Eagle Outfitters X Amex X OR T Amoco/BP E OR X Aria X Associates Bank E Associates Credit X OR T AT&T Wireless E Bank First X Bank of America T OR E BankBoston X BankOne TransUnion Best Buy X Bradlees T Brooks Brothers X Capital One X OR E Cato T Chase E OR T Circuit City X OR E Citgo X Citibank E OR T CompUSA T Daytons X OR E Dell Credit X Diamond Shamrock E OR X Discover T OR E Disney Credit Card X DLJ Direct (Online Trading) E Eddie Bauer T Exxon X Farmers T FCNB T Filenes T First Consumers Bank E First USA T OR E Fleet Bank X Foleys T OR E Ford Motor Credit E Fred Meyers/Littman Jewelers X GE Capital E GetSmart X Home Depot X Household Bank T Hudsons X OR E JC Penney E KAY Jewelers T Kmart X Lord & Taylor X Lowe's X Macy's (GE Capitol) X OR E Marshall Fields X OR E MBNA X OR T Mcraes T Mervyns X OR E Mobil T Neiman Marcus X OR T Nextcard T AND X OfficeMax T OR X Orchard Bank X Providian Financial X QVC X Retailers National Bank X OR E Sears E OR T Security First National Bank E OR T Shell X Spiegel T Staples T OR X Sunoco E OR X Target X OR E Texaco T The Bon*Ton E Travelers Bank T Voice Stream Wireless T Walmart X Wells Fargo T OR E WFNNB E Zales Jewelers T
08-11-2007 03:08 PM
08-11-2007 03:37 PM
08-11-2007 03:40 PM
Are you looking for a loan or a credit card?
Please do it over in a better format.What about Bank of America, Citi bank, and J.P Morgan Chase(Chase). Thank you. and do you think I can get a good rate and better credit limit on a loan with a score about 700 and 715?
08-11-2007 03:52 PM
08-11-2007 04:28 PM
BoA (bank of america) has an unsecured flexible term personal loan as low as 8.99%. You can borrow up to 25K. Your scores alone might very well qualify you. It's impossible to know for sure which CRA a lender or CCC might pull. You can ask before they pull your credit, maybe they will tell you and maybe they won't. That said, if I were betting, I would guess BoA would pull EQ, maybe TU.
I am looking for a loan and I would like to know which bank gives a better loan and rate for unsecured loans with a credit score of 700-725, and which credit bureau do they usually use.
08-11-2007 06:08 PM
BOA pulled EX in AZ for me.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.