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Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
0

What TU FICO version does the WalMart score reflect?

Long story short, I had a few baddies come off my TU report recently and expected my FICO score to inch up a little.  While it did on MyFico, (724 to 727), the WalMart score fell from 689 to 679. 

 

The only thing I can think of is the two tradelines I had fall off were from 2000 and 2004 respectively so I lost the age.  That said, will the rest of my baddies falling off late this year have the same impact on my score?  I find it crazy that a baddie falling off hurts my score one bit, yet it looks like that's what happens. 

 

Which score should I pay attention to?  I've heard rumors that WalMart is TU 04 but haven't seen any confirmation on that. 

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DVH1980
Posts: 246
Registered: ‎08-24-2011
0

Re: What TU FICO version does the WalMart score reflect?

[ Edited ]

......

My wallet:
***Amex BCE 3k***USAA Platinum Visa 12k***Barclays Apple 7500k***Veridian CU 10k***Discover It 10k***Bank of America 8k***Amex Zync***USAA Patinum MC 12k***Navy Federal 20k
Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: What TU FICO version does the WalMart score reflect?

We don't know....it's not TU98 for sure. I vote for CC-enhanced myself (like the PFICO of yore).


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