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Valued Contributor
Posts: 1,142
Registered: ‎05-17-2010
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What TU FICO version does the WalMart score reflect?

Long story short, I had a few baddies come off my TU report recently and expected my FICO score to inch up a little.  While it did on MyFico, (724 to 727), the WalMart score fell from 689 to 679. 

 

The only thing I can think of is the two tradelines I had fall off were from 2000 and 2004 respectively so I lost the age.  That said, will the rest of my baddies falling off late this year have the same impact on my score?  I find it crazy that a baddie falling off hurts my score one bit, yet it looks like that's what happens. 

 

Which score should I pay attention to?  I've heard rumors that WalMart is TU 04 but haven't seen any confirmation on that. 

Contributor
Posts: 255
Registered: ‎08-24-2011
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Re: What TU FICO version does the WalMart score reflect?

[ Edited ]

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Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: What TU FICO version does the WalMart score reflect?

We don't know....it's not TU98 for sure. I vote for CC-enhanced myself (like the PFICO of yore).

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