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Valued Contributor
Posts: 2,385
Registered: ‎09-10-2007

Re: What Was The First Credit Card In Your Name?

in 1980 - a MC - don't even remember what bak (I know they have been bought out) with a $1500 limit....wonder if I can somehow reactivate THAT account???  LOL  No store cards for me then... by 1984 I had a Plat AmEX
Now a member of the UNOFFICIAL 700 Club - Plus scores of 734-734-747
Regular Contributor
Posts: 140
Registered: ‎11-11-2007

Re: What Was The First Credit Card In Your Name?

mine was a hfcu visa and its still hounding me today, back in 93
MIDNIGHT VOICE WHERE IN UK ARE YOU FROM, the reason I ask im from england
Established Contributor
Posts: 733
Registered: ‎10-23-2007

Re: What Was The First Credit Card In Your Name?

you know, there is something i have always been wondering.

I got my first CC from Macy's when I was 16. They required a macy's CC in order for you to use the store discount. Now 16 is before the "age of majority". Does that mean that this CC technically is not legally binding?

It's in good standing, and I use it frequently with no problems, i'm just curious.
FICOs: (as of 12-10-08): EX 759 | (as of 01-24-10): EQ 794 TU 756 EX ? | (as of 3-17-11): EQ 794 TU 790 EX ?

Until Chase lowers my ridiculously high APR they can kiss my patootie! Their card has been retired to the sockdrawer. Smiley Mad
Established Contributor
Posts: 536
Registered: ‎10-18-2007

Re: What Was The First Credit Card In Your Name?

BofA Visa, Amex, Express and Macy's in 1988. Only two are open now. Darnit. If I only knew then what I know now!
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790

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Valued Contributor
Posts: 1,065
Registered: ‎04-26-2007

Re: What Was The First Credit Card In Your Name?

Mine was the old infamous   Associates  Visa then bought out by Citi Bank.   I actually liked that card until I messed it up.
Frequent Contributor
Posts: 303
Registered: ‎09-07-2007

Re: What Was The First Credit Card In Your Name?

[ Edited ]
My first year of college I filled out the application for a free tshirt.  I was approved for a Amoco gas card with a $50 limit.  I remember I could get a few tanks of gas on that $50 in 1997.  I still have the card which is now a Chase BP with a $5000 limit.  Has never been late by the way.

Message Edited by RGordon on 12-10-2007 01:46 PM
Frequent Contributor
Posts: 351
Registered: ‎12-09-2007

Re: What Was The First Credit Card In Your Name?

My first card was a First USA Visa with $500.00 limit.  Got it my freshman year of college in 1983.  Hardly ever used it as my father had warned me that it was just for emergencies...  (I went to school out of state and this was my emergency $).
Got my AMEX just after graduation in 1987.   Had a job, a diploma,  and a credit card.  Thought I was really grown up.  LOL  Life was grand.  Still have the card today.
FICOs as of 09/2009 - TU 813, EQ 811, last known EX 797
FICOs as of 08/2009 - TU 791, EQ 809, last known EX 797
FICOs as of 07/2009 - TU 806, EQ 809, last known EX 797
Established Member
Posts: 48
Registered: ‎11-24-2007

Re: What Was The First Credit Card In Your Name?

Associates Visa with a 500 dollar limit.  All my college buddies got the same card at the same time.  Since we were basketball players, we all went out and got new sneakers and warmups at the Mall. Only one of us had a car.
Established Contributor
Posts: 716
Registered: ‎06-03-2007

Re: What Was The First Credit Card In Your Name?

Think it was a Sears, 80's era.
Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007

Re: What Was The First Credit Card In Your Name?

fillibert wrote:
This thread brings back memories. I still remember the days when you just handed your card to the cashier and they place the card in a metal machine that would imprint your card onto a triplicate carbon sales slip. They hardly ever called in to check on your card. Does anyone remember those old manual machines they used?

Absolutely! They made this great "crunch, crunch" sound. And a lot of store cards were different sizes from the usual. My mother had a Goldsmith's card that was as wide as a standard card, but only about 2/3 as tall.

After a while, the raised numbers on the cards would start to wear off, and you'd have to replace it, because the account number wouldn't go on the carbons properly.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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