Credit Cards Center Credit cards from our partners
Reply
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
0

Re: What Was The First Credit Card In Your Name?



fused wrote:
Wow, I have never heard of some of these cards. Key Bank? Stern's Dep't Store? Llyods Visa? Assocaite Visa? Montgomery Wards? Guess it's because I live in Hawaii. Does anyone know if these cards still exist?



Montgomery Wards used to be a giant department store, sort of one bump up from K-Mart, but not quite JCPenney's. They went blooie a few years back, but they seem to be some sort of online catalog company now. The Wards catalog was almost as good as the Sears catalog back in the day.

Stern's was a really nice department store that got swallowed up by someone. I think there was one in Memphis, but it wasn't local. Same thing happened to Goldsmith's --I think it's a Macy's now. It's whatever happened to Federated Stores.

My Proffitt's card was from a really nice local chain that is now a Belk's, I think.

Lloyds Visa? Maybe Lloyds of London?

Wow, this whole thread is almost a summary of what's happened to American retail in the last 30 years...
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
Posts: 716
Registered: ‎06-03-2007
0

Re: What Was The First Credit Card In Your Name?

Montgomery Wards   aka   Monkey Wards
Established Contributor
Posts: 797
Registered: ‎03-07-2007
0

Re: What Was The First Credit Card In Your Name?



fused wrote:
Wow, I have never heard of some of these cards. Key Bank? Stern's Dep't Store? Llyods Visa? Assocaite Visa? Montgomery Wards? Guess it's because I live in Hawaii. Does anyone know if these cards still exist?


Stern's is part of Federated Stores and went out of business about 6 years back or so. Most of their stores were converted to macys stores. Started with 300 cl back in 89, closed cl in 9-99 when macys took over tl. Closing cl was 6000
Frequent Contributor
Posts: 293
Registered: ‎05-01-2007
0

Re: What Was The First Credit Card In Your Name?

what the heck that supposed to mean?

Anderson wrote:
Montgomery Wards aka Monkey Wards

Established Contributor
Posts: 797
Registered: ‎03-07-2007
0

Re: What Was The First Credit Card In Your Name?



haulingthescoreup wrote:


fused wrote:
Wow, I have never heard of some of these cards. Key Bank? Stern's Dep't Store? Llyods Visa? Assocaite Visa? Montgomery Wards? Guess it's because I live in Hawaii. Does anyone know if these cards still exist?



Montgomery Wards used to be a giant department store, sort of one bump up from K-Mart, but not quite JCPenney's. They went blooie a few years back, but they seem to be some sort of online catalog company now. The Wards catalog was almost as good as the Sears catalog back in the day.

Stern's was a really nice department store that got swallowed up by someone. I think there was one in Memphis, but it wasn't local. Same thing happened to Goldsmith's --I think it's a Macy's now. It's whatever happened to Federated Stores.

My Proffitt's card was from a really nice local chain that is now a Belk's, I think.

Lloyds Visa? Maybe Lloyds of London?

Wow, this whole thread is almost a summary of what's happened to American retail in the last 30 years...

You correct hauling about wards, retailer went bk some timeback. Had tl from 08-92, cl was 350.. shot up to 4500 when tl closed in 06-97. Now recently got magazine offer from their online site preappoved, went for it, got cc with 850 cl. I also got belk cc when I went down to fla back in 05/95 cl was 1500, shot up to 3500 in 06/99 when tl closed. Talking about going down credit memory lane.
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
0

Re: What Was The First Credit Card In Your Name?



moonman wrote:
what the heck that supposed to mean?

Anderson wrote:
Montgomery Wards aka Monkey Wards




nickname--I know that a lot of little kids couldn't say "Montgomery." I guess the current version is Tarzhay! (Target)
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
Posts: 293
Registered: ‎05-01-2007
0

Re: What Was The First Credit Card In Your Name?

lol.....i guess that is why they went with wards in later years before going bankrupt.
Established Contributor
Posts: 716
Registered: ‎06-03-2007
0

Re: What Was The First Credit Card In Your Name?

It was what we called it when we were kids. Going to the actual store was an adventure, they were huge, and this was before we had malls or large shopping centers.

moonman wrote:
what the heck that supposed to mean?

Anderson wrote:
Montgomery Wards aka Monkey Wards




Frequent Contributor
Posts: 293
Registered: ‎05-01-2007
0

Re: What Was The First Credit Card In Your Name?

yess childhood was such a wonderful time and it can be an overwhelming experience going to those huge stores before they merged into malls.

Anderson wrote:
It was what we called it when we were kids. Going to the actual store was an adventure, they were huge, and this was before we had malls or large shopping centers.

moonman wrote: what the heck that supposed to mean?

Anderson wrote:
Montgomery Wards aka Monkey Wards



Frequent Contributor
Posts: 256
Registered: ‎06-04-2007
0

Re: What Was The First Credit Card In Your Name?

My first card was from "First Card".  That was he bank card branch of First Chicago Bank back in 1991.  That was also happened to be my 1st place of emplyment after college.  No, now that I think more about it, my 1st was an Amoco card that I had in college.
 
WBLAKE
TU 670
EQ 670
EX 617
JFCU $5,000
JFCU AUto Loan $11,000
Jet Blue Amex $2,000
BOA 3,500
Best Buy Store Card $2,200
Kay Jewlers $3,200

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.