Reply
New Member
Posts: 8
Registered: ‎04-29-2011
0

Re: What a day! What a spree!

Congratulations !!

 

Could you give some details as in your AAoA, Inq# and Util% ? Thanks.

 

 

Starting FICO Score: 01/11: TU 498 | EQ: 502
Current FICO Score: 08/13: TU: 722 (Walmart) | EQ: 721
Member
Posts: 9
Registered: ‎07-09-2013
0

Re: What a day! What a spree!

[ Edited ]

Thanks so much guys! I know this was my first post, but I've lurked for ages!

@unlucky:

 

<CARD> - <LIMIT>

Credit Union CC - $3,125

CapOne - $1,800 (Love button just added $500 a week or so ago)

Orchard Bank - $400 (CapOne won't up the limit for a while, as they just acquired them, says a rep)

BarClay - $3,700 (Was $1k, requested a limit increase in May to buy a new retina Macbook for work)

 

Oldest card was CapOne @6 years, average age is 2 years.

 

I had just paid off everything, so utilization has been 0% for the past 30 days or so.

 

Equifax reports 0 inquiries, Experian reports 1, from fall '12, from a new Verizon plan.

 

My scores were 697 (EQ) and 696 (EX), and I did all 3 of the apps from ~12-1pm yesterday.

 

Amex gave instant approval, had to call to get my limit.

 

Chase gave wait and see notice, called back ~10 times over next hour or so using automatic status checker, couldn't find an app for SSN for a while, then approval. Called for CL.

 

Discover approved immediately, had to call for limit as well.

 

 

Edit: So, what can I reasonably expect to happen to my credit score? I know the inquiries will hurt it a bit, but will it be offest perhaps by the more than doubling of limits that occurred? 

 

Member
Posts: 9
Registered: ‎07-09-2013
0

Re: What a day! What a spree!

Just for fun I applied for the Amazon Rewards card from Chase, got instant approved just now for a temporary limit of $1,500! Plus a free $30 gift card :smileyhappy:

 

This is a little addicting...

Frequent Contributor
Posts: 303
Registered: ‎04-22-2013
0

Re: What a day! What a spree!


0x2D wrote:

Just for fun I applied for the Amazon Rewards card from Chase, got instant approved just now for a temporary limit of $1,500! Plus a free $30 gift card :smileyhappy:

 

This is a little addicting...


CONGRATS! its very addicting, thats what the garden club is for.



Mouse over for CL
FICO EQ (670) 9/6, TUwalmart (725) 11/4, Discover FICO (725) 11/19, AMEX EX Pull (728) 11/29
GOAL: 750 with all
Member
Posts: 9
Registered: ‎07-09-2013
0

Re: What a day! What a spree!

[ Edited ]

And, I just tried and got approved for a Paypal Extras Mastercard. Just.. wowzers. They said they can't tell me my CL until it arrives and I activite it though.

 

So, all in all, 5/5 in ~22 hour period:

 

  • Amex Blue Cash Preferred - $2,000
  • Chase Sapphire - $5,000
  • Discover IT - $8,500
  • Amazon Rewards - $1,500 
  • Paypal Extras - $250

 

I suppose it is time I head over to the garden thread and get my n00b spade now :smileyhappy:

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.