07-19-2012 03:43 PM
Last year, I couldn't get approved for anything except a secured Capital One card with a $200 limit. Today, I was approved for an Amex with a $4500 limit! I'm completely shocked and will happily go into the garden for a while! Here is a list of my current cards that I defintiely couldn't have gotten without these boards:
Discover More: 1k (was $500, just got a tiny increase)
Old Navy Visa: 2k (was a regular store card with a $300 limit, just got upgraded)
Amex Blue: 4.5k (still a little shocked about this one!)
Victorias Secret: 500
I'm very content right now, Amex was my ultimate goal!
07-19-2012 04:05 PM
I got the Old Navy card in September and they refused to give me credit limits. I finally decided to stop asking!! I never got one until I logged in to pay my bill and a pop-up said I was approved for the visa upgrade. So weird that they wouldn't budge past $300 for 9 months and then all of a sudden they decided to bump me up like that.
07-19-2012 06:30 PM
Congratulations!!! NOW -- just think where you'll be this time NEXT year!!!
07-20-2012 10:27 AM
I closed my Capital One card before the annual fee hit. Unfortunately, that was my oldest account, but it was still only a year old. I'm ok taking a hit on my AAoA in the name of bigger and better credit right now!
Update: My itchy finger just applied and was approved for the Chase DIsney Premier Visa....2k temporary limit. I think I'm done for a little while!!!
07-20-2012 10:43 AM
Unless you have a baddie, one year is enough to get to the prime cards, especially at the beginning of credit journey
07-20-2012 11:24 AM
I don't have any baddies on my reports, just a thin file. Now that I have an Amex, Discover and the Chase Disney, I'm completely content to lay off everything for a while!! Eventually I want an airline card, but I'll wait a little while for that one. It's so nice to be automatically approved for cards after getting rejected so often!!
Into the garden I go!!
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