No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
What a polite reason to decline my app for Plum Card.
-------------------
We have received your application for the PLUM CardSM from American Express. We have reviewed it, but unfortunately we will not be able to approve your request at this time. Here are the specific reasons for our decision:
Our records indicate that your credit line was recently reduced on one or more of your American Express accounts.
----------------------
When I asked for the product change the converted my Oasis card to Clear. Then they reduced my CL of $5k that I had on my Oasis to $1k on Clear. Then they decline my app because my account was recently CLD'd by Amex. What a polite reason to decline.......
@Red1Blue wrote:What a polite reason to decline my app for Plum Card.
-------------------
We have received your application for the PLUM CardSM from American Express. We have reviewed it, but unfortunately we will not be able to approve your request at this time. Here are the specific reasons for our decision:
Our records indicate that your credit line was recently reduced on one or more of your American Express accounts.
----------------------
When I asked for the product change the converted my Oasis card to Clear. Then they reduced my CL of $5k that I had on my Oasis to $1k on Clear. Then they decline my app because my account was recently CLD'd by Amex. What a polite reason to decline.......
Ummmm....ok
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.
I recently asked for a CLI just to test the waters and see what they would say, I got the letter in the mail and it says I was denied for the following reasons:
Proportion of revolving balances to revolving credit limits is too high. - True
Length of time accounts have been estrablished - False - I've had this account since 2001, never a late payment. Havent opened a cc since sept 2006.
Number of accounts delinquent - False - I have no delinquent accounts what so ever and out of 30 plus accounts only on late payment to Capital One on Sep 2003
To many recent credit checks - On EX 0 in the last year, 2 in the last 2 years.....
Oh well....I wasnt going to use it anyway, I am just trying to get my util down a little.
You swore of Amex for FR on your 3 accounts and closed them. Then, you wanted to sockdrawer Amex and attempted to reopen them, and then you got a business card (if I remember correctly).
And now you're trying to get yet another Amex card? Didn't you PC to a Platinum business card too?
I could have sworn you hated Amex.