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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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What about Barclays makes the trouble worth it?

What aspects of Barclays credit cards make dealing with them worth the trouble?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Contributor
Posts: 100
Registered: ‎02-13-2012
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Re: What about Barclays makes the trouble worth it?

I haven't had any negative experiences with Barclays so far.

Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (1500), HSBC Platinum Master Card (750), Nebraska Furniture Mart (1000)
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
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Re: What about Barclays makes the trouble worth it?

no AF
5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: What about Barclays makes the trouble worth it?

both + 1

Established Contributor
Posts: 792
Registered: ‎08-30-2011
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Re: What about Barclays makes the trouble worth it?

[ Edited ]

Somewhat easy approvals/great recons, decent 0% transfer offers, Apple financing, 2% priceline, good with auto CLIs, no AF.....

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: What about Barclays makes the trouble worth it?

Thanks for info. I've not really looked into them but always see so many negatives about them with AA that I wanted to hear what was good about them.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,997
Registered: ‎01-24-2012
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Re: What about Barclays makes the trouble worth it?

No interest for 15 months was a nice deal when I was looking at the cards. I also did not have a 5% for bills card when I was looking at it, so 2% was attractive to me then.

Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
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Re: What about Barclays makes the trouble worth it?

great recon and 0% on apple purchases (I buy a lot of apple products lol)

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Valued Contributor
Posts: 1,174
Registered: ‎05-17-2010
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Re: What about Barclays makes the trouble worth it?


Duncanrr wrote:
Thanks for info. I've not really looked into them but always see so many negatives about them with AA that I wanted to hear what was good about them.

That's probably the only negative and YMMV with that as well.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
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Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: What about Barclays makes the trouble worth it?

Bought a Ipad for the g/f with 0% with Barclay Apple card. My Walmart Card = 55" flat screen for football and 0% for 18 months. Paid off in 4 months. Credit cards give nice perks. Barclay Ring looks nice, but seems hard to get.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
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