Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Valued Contributor
Duncanrr
Posts: 2,519
Registered: ‎06-08-2012

What about Barclays makes the trouble worth it?

Options

‎11-12-2012 03:47 PM

What aspects of Barclays credit cards make dealing with them worth the trouble?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Message 1 of 15 (668 Views)
 
Reply
Contributor
spengbab
Posts: 100
Registered: ‎02-13-2012

Re: What about Barclays makes the trouble worth it?

Options

‎11-12-2012 03:48 PM

I haven't had any negative experiences with Barclays so far.

Barclaycard Apple Financing (2100), Discover More (2500), US Bank Visa Platinum (2000), CFNA (2200), Chase Freedom (500), Capital One (1500), HSBC Platinum Master Card (750), Nebraska Furniture Mart (1000)
Message 2 of 15 (667 Views)
 
Reply
Valued Contributor
Repo-ed
Posts: 2,603
Registered: ‎02-09-2012

Re: What about Barclays makes the trouble worth it?

Options

‎11-12-2012 03:55 PM

no AF
Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700
Take the myFICO Fitness Challenge
Message 3 of 15 (653 Views)
 
Reply
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What about Barclays makes the trouble worth it?

Options

‎11-12-2012 03:57 PM

both + 1

Message 4 of 15 (646 Views)
 
Reply
Established Contributor
flowfaster
Posts: 723
Registered: ‎08-30-2011

Re: What about Barclays makes the trouble worth it?

[ Edited ]
Options

‎11-12-2012 04:02 PM - edited ‎11-12-2012 04:02 PM

Somewhat easy approvals/great recons, decent 0% transfer offers, Apple financing, 2% priceline, good with auto CLIs, no AF.....

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
Message 5 of 15 (632 Views)
 
Reply
Valued Contributor
Duncanrr
Posts: 2,519
Registered: ‎06-08-2012

Re: What about Barclays makes the trouble worth it?

Options

‎11-12-2012 04:03 PM

Thanks for info. I've not really looked into them but always see so many negatives about them with AA that I wanted to hear what was good about them.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Message 6 of 15 (626 Views)
 
Reply
Valued Contributor
navigatethis12
Posts: 1,233
Registered: ‎01-24-2012

Re: What about Barclays makes the trouble worth it?

Options

‎11-12-2012 04:25 PM

No interest for 15 months was a nice deal when I was looking at the cards. I also did not have a 5% for bills card when I was looking at it, so 2% was attractive to me then.

Message 7 of 15 (591 Views)
 
Reply
Established Contributor
jordanmedical
Posts: 1,001
Registered: ‎04-08-2012

Re: What about Barclays makes the trouble worth it?

Options

‎11-12-2012 08:40 PM

great recon and 0% on apple purchases (I buy a lot of apple products lol)

-Rebuilding with CapOne Cash: $1.5k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

Message 8 of 15 (482 Views)
 
Reply
Established Contributor
visorboy1974
Posts: 1,000
Registered: ‎05-17-2010

Re: What about Barclays makes the trouble worth it?

Options

‎11-12-2012 09:35 PM

Duncanrr wrote:
Thanks for info. I've not really looked into them but always see so many negatives about them with AA that I wanted to hear what was good about them.

That's probably the only negative and YMMV with that as well.  

Starting Score: 600
Current Score:: 687EQ, 697EX, 721TU
Goal Score: 760

Take the myFICO Fitness Challenge
Message 9 of 15 (417 Views)
 
Reply
Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: What about Barclays makes the trouble worth it?

Options

‎11-12-2012 09:46 PM

Bought a Ipad for the g/f with 0% with Barclay Apple card. My Walmart Card = 55" flat screen for football and 0% for 18 months. Paid off in 4 months. Credit cards give nice perks. Barclay Ring looks nice, but seems hard to get.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 10 of 15 (406 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+