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For those with BK, Barclays is one of the few decent Cards one could apply for. Quite generous with Credit limits and can grow with you if managemed properly. There are not so many BK friendly Credit cards out there anymore.
Someone who has entered Primeville such as yourself Duncan, especially someone who has a habit of apping, probably wouldn't bother. But it's a decent in between option. I'm probably several years away from a decent Chase or Amex, but I can see getting a Barclay's with decent CL, no AF, within the next year or so depending. I also don't app alot, I have 2 HPs in the last 36 months.
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
I don't mean what's reporting, I mean what's actually happened. I don't plan on "app sprees" until I have a decent shot at getting approved for multiple cards.
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
YMMV .. but for me, no AF, Frontier miles, good BT offer and no interest for over a year. I got a nice cli after 6 months (I requested) and I've had no issues. I've apped for 2 cards after my Barclay, but no issues with that so far either.