What actually is the "Plus Score from Experian" from the AMEX website?

[Anonymous]

Does that score give me my ACTUAL FICO score from Experian or what?  This is my first time checking any of my FICO scores and it says that my PLUS SCORE from Experian is 736.  Does that "Plus Score from Experian" mean anything or is it worthless?  Thanks!

[llecs]

Score is worthless. Not related in any way to FICO.

[Chopbrocoli]

Plus score is Experians imitation of a FICO score. Its not accurate but its a rough idea on where you stand. I would not rely on it.

[Anonymous]

Thanks.  What should I approximate as being close to it?  700??  Less?

[llecs]

Don't compare it to anything. Your Plus score can go down as FICO goes up and vice-versa. A FAKO is never a good predictor. My last CA fell of in August. My EX FAKO from TC dropped 8 points. My FICO went up 58 points. Go figure.

[Anonymous]

Wow!  Thanks!

[itsjustmeibe]

Yesterday, I ran my Experian FAKO & my Experian FICO. They were within 2 points of one another with FAKO being higher.

[Anonymous]

my experian plus is 761 and EX fico is 714.   If someone pulls EX I have no idea which score they get.  I know EX plus does not count my BK any longer.  EQ and TU do.  I did lose 19 pts when I went over 4 inquiries.