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Contributor
cloyd
Posts: 89
Registered: ‎03-01-2012

What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 03:24 PM

Amex Zync, BCE and Discover More approvals today, and I couldnt have gotten to this point without the advice and wisdom here. Thank you guys so much! Now my impromptu app spree is done and I can get to gardening ahead of schedule!! :smileyvery-happy:

Starting Score (3/2/12): EQ: 573 TU:605 EX:634 CK:628Current Score (5/04/12): EQ:719 TU:704 (FICO) EX: 714 (FICO) CK:704
Goal Score: 720 across the board

AMEX Delta Plat/SPG/BCE/Zync I JP Morgan Select I Chase Sapphire Preferred I Citi Diamond Preferred World MC I Discover More


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Mega Contributor
LS2982
Posts: 15,094
Registered: ‎04-09-2011

Re: What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 03:27 PM

cloyd wrote:

Amex Zync, BCE and Discover More approvals today, and I couldnt have gotten to this point without the advice and wisdom here. Thank you guys so much! Now my impromptu app spree is done and I can get to gardening ahead of schedule!! :smileyvery-happy:

Welcome to the Garden!!!

 

Very nice set of approvals there!! WTG!!!

 

How long do you plan to garden?



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
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Contributor
cloyd
Posts: 89
Registered: ‎03-01-2012

Re: What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 03:39 PM

Thanks! I'll be gardening at least 6 months, after which time I'll probably do a mortgage re-fi and maybe go for one more card. I'm sure it will all depend on what hits my scores take from aaoa and inq's from this. On a good note though, my availible credit is 10x higher now, so maybe there might be some small utilization improvement to offest those aspects of getting new credit.

Starting Score (3/2/12): EQ: 573 TU:605 EX:634 CK:628Current Score (5/04/12): EQ:719 TU:704 (FICO) EX: 714 (FICO) CK:704
Goal Score: 720 across the board

AMEX Delta Plat/SPG/BCE/Zync I JP Morgan Select I Chase Sapphire Preferred I Citi Diamond Preferred World MC I Discover More


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Frequent Contributor
xlr8d
Posts: 300
Registered: ‎01-12-2011

Re: What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 03:57 PM

Wow congrats!

Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700

Take the FICO Fitness Challenge
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Mega Contributor
LS2982
Posts: 15,094
Registered: ‎04-09-2011

Re: What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 03:59 PM

cloyd wrote:

Thanks! I'll be gardening at least 6 months, after which time I'll probably do a mortgage re-fi and maybe go for one more card. I'm sure it will all depend on what hits my scores take from aaoa and inq's from this. On a good note though, my availible credit is 10x higher now, so maybe there might be some small utilization improvement to offest those aspects of getting new credit.

Good plan!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
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Regular Contributor
bodybuilder510
Posts: 144
Registered: ‎03-19-2012

Re: What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 04:12 PM

Congrats on all approvals :smileyvery-happy:

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Valued Contributor
boomhower
Posts: 1,819
Registered: ‎09-20-2011

Re: What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 04:19 PM

Wow, nice pull!

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Contributor
cloyd
Posts: 89
Registered: ‎03-01-2012

Re: What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 04:25 PM

Thanks, I also made it a point to do a couple of 0% balance transfers, so that the Disco is the only card holding a balance now at 9% utilization, making my overall utilization ~5% counting my new availible credit (from a previous util. of 27%). Seriously, Im on cloud nine right now.

Starting Score (3/2/12): EQ: 573 TU:605 EX:634 CK:628Current Score (5/04/12): EQ:719 TU:704 (FICO) EX: 714 (FICO) CK:704
Goal Score: 720 across the board

AMEX Delta Plat/SPG/BCE/Zync I JP Morgan Select I Chase Sapphire Preferred I Citi Diamond Preferred World MC I Discover More


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Contributor
labsxtwo
Posts: 125
Registered: ‎02-11-2008

Re: What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 04:43 PM

Congrats!!! Way to go!!!!

 

This forum has a very supportive and informative group of people. I know I wouldn't have gotten as far as I have with being part of this group :smileyhappy:

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New Contributor
Jimmy9224
Posts: 159
Registered: ‎04-15-2011

Re: What an awesome day, and it's all pretty much thanks to you guys

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‎04-02-2012 05:33 PM

Nice haul!! Congrats! What's your file like? I would like to try for the BCE
My wallet : Amex Zync NPSL , Discover More $3000, BankAmericard Cash Rewards $1000, Walmart Discover $1400, Chase Freedom $500, Capital one Platinum $750, Macy's Store card $100, Amazon Store card $1200
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