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They pull your recent credit repot but only you and them can see that inquiry being made.
@CruzImperial wrote:They pull your recent credit repot but only you and them can see that inquiry being made.
Oh. I see. Thank you.
I think I've read in the past that some people have been denied because Amex will use a credit report from the previous month or something like that (before they had paid down balances).
This also the case for Authorized users?
@Cdnewmanpac wrote:
@Anonymous wrote:
I have the Amex bce does that mean if app for another Amex card it's always a soft pull?Soft pull if declined, hard pull if accepted.
@maceto wrote:
AThis also the case for Authorized users?
@Cdnewmanpac wrote:
@Anonymous wrote:
I have the Amex bce does that mean if app for another Amex card it's always a soft pull?Soft pull if declined, hard pull if accepted.
Only for primary account holder.
Well when I app'd for the BCP my Ex score was 714, so If your Ex score is close to your Eq then you should be good, hopefully you get a better Apr than me though!
@ccb2115 wrote:
@CruzImperial wrote:They pull your recent credit repot but only you and them can see that inquiry being made.
Oh. I see. Thank you.
I think I've read in the past that some people have been denied because Amex will use a credit report from the previous month or something like that (before they had paid down balances).
I found with Amex that if you apply for new credit, they sp a current report, but if you request a cli they use the last report they happened to have sp'd for 'account maintanance'.