@brittany15213 wrote:I really want to apply for the Discover IT card. I talked to Discover today because I have three missed payments with them back from 2009 but they said I could still reapply. My scores are EQ 617 and EX 643. I have two collections that should be updated to Paid anyday now. I dont want to put the inquiry on my report unless I have good chances of getting approved...
IMO very slim. I would garden what you have for a year while working hard to get the collections off of your report. If they were to approve you it would probably be on a recon and and for a toy limit.
