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I'm currently banking with Bank of America. This is where my direct deposit goes. I just recently opened an NFCU account and would love to eventually move my direct deposit to them but still keep BofA for a few reasons. But if I do this, I will end up being charged $15 per month to keep my checking account. One of the ways to get the monthly fee waived is to use one of the BofA cards at least once per month.
So my question is, how good of a chance do I have with BofA to obtain a secured card with them if I burned them in my BK back in Feb 2012? I currently have 2 CC's ($400CL and $1400CL) both unsecured.
Thank you all in advance.
Very low.
@Siopao wrote:I'm currently banking with Bank of America. This is where my direct deposit goes. I just recently opened an NFCU account and would love to eventually move my direct deposit to them but still keep BofA for a few reasons. But if I do this, I will end up being charged $15 per month to keep my checking account. One of the ways to get the monthly fee waived is to use one of the BofA cards at least once per month.
So my question is, how good of a chance do I have with BofA to obtain a secured card with them if I burned them in my BK back in Feb 2012? I currently have 2 CC's ($400CL and $1400CL) both unsecured.
Thank you all in advance.