Regular Contributor
Posts: 143
Registered: ‎05-29-2008

What are my chances with Carnival?

I think they pull TU and right now my TU is 601. I have 4 CO's that are all 2 years old, 2 paid in full. No derrogs on installment accounts (auto and student).
Do I have a shot? I really don't want to apply if they're only going to shoot me down, but I need to add some positive revolving credit in- plus, we're about to book a cruise and we could use that and earn some points.
I looked at whogavemecredit and I couldn't get a clear picture...
Epic Contributor
Posts: 22,683
Registered: ‎10-23-2007

Re: What are my chances with Carnival?

I think it would be close!
Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Established Contributor
Posts: 583
Registered: ‎06-22-2008

Re: What are my chances with Carnival?

I would wait a bit. I had a higher TU score and was shot down!!!

Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's

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Frequent Contributor
Posts: 453
Registered: ‎05-14-2008

Re: What are my chances with Carnival?

I got the Carnival card with a LOW CLI ($250) with a TU 636.  Have a BK, 2 PRs, and several charge offs.  They were only concerned with the length of time of my good credit.
I did re-con however.

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