Reply
Regular Contributor
Posts: 143
Registered: ‎05-29-2008
0

What are my chances with Carnival?

I think they pull TU and right now my TU is 601. I have 4 CO's that are all 2 years old, 2 paid in full. No derrogs on installment accounts (auto and student).
 
Do I have a shot? I really don't want to apply if they're only going to shoot me down, but I need to add some positive revolving credit in- plus, we're about to book a cruise and we could use that and earn some points.
 
I looked at whogavemecredit and I couldn't get a clear picture...
Epic Contributor
Posts: 24,828
Registered: ‎10-23-2007
0

Re: What are my chances with Carnival?

I think it would be close!
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
90 Cards and Counting :smileytongue:
Established Contributor
Posts: 583
Registered: ‎06-22-2008
0

Re: What are my chances with Carnival?

I would wait a bit. I had a higher TU score and was shot down!!!


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


Take the myFICO Fitness Challenge

Frequent Contributor
Posts: 453
Registered: ‎05-14-2008
0

Re: What are my chances with Carnival?

I got the Carnival card with a LOW CLI ($250) with a TU 636.  Have a BK, 2 PRs, and several charge offs.  They were only concerned with the length of time of my good credit.
 
I did re-con however.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.