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What are my chances with Carnival?

Regular Contributor

What are my chances with Carnival?

I think they pull TU and right now my TU is 601. I have 4 CO's that are all 2 years old, 2 paid in full. No derrogs on installment accounts (auto and student).
 
Do I have a shot? I really don't want to apply if they're only going to shoot me down, but I need to add some positive revolving credit in- plus, we're about to book a cruise and we could use that and earn some points.
 
I looked at whogavemecredit and I couldn't get a clear picture...
Message 1 of 4
3 REPLIES
Epic Contributor

Re: What are my chances with Carnival?

I think it would be close!
Message 2 of 4
Established Contributor

Re: What are my chances with Carnival?

I would wait a bit. I had a higher TU score and was shot down!!!


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


Take the myFICO Fitness Challenge

Message 3 of 4
Frequent Contributor

Re: What are my chances with Carnival?

I got the Carnival card with a LOW CLI ($250) with a TU 636.  Have a BK, 2 PRs, and several charge offs.  They were only concerned with the length of time of my good credit.
 
I did re-con however.
Message 4 of 4