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I was just curious as to what people spend each month to keep their cards active? I have 11 major credit cards and about 5 store cards...my question is is there a certain amount that some of you spend each month on your cards to show activity? What are the main cards that some of you use day in and day out. I use my CITI DC as my main and was curious as to what others use.
I put around $500-$700 on my cards monthly. I run about $2 on my AMEX just to keep it active although I don't use it one bit. My daily driver card is my Freedom (most importantly because I still have 0% interest for a remaining 11 months).
about $1500 between my two Amex cards, which is about to shift to my Discover card in the next couple of weeks.
Wayyyyyyyyyy too much! With doctor/PT/acupuncture/ bills AND me replacing almost every piece of furniture in my home, PIF is pretty much eating all my disposable income. I haven't saved (outside my 401k) since July (I did open a 5yr CD, so I guess that's saving). But, before all of this happened, I came back to this site, and am fortunate to be getting rewards for my purchases. I shudder to think how much money I would've lost had I not come to this forum again. I'm actually looking forward to my big furniture purchases that are coming up in the near future!
Thanks for the feedback! Do you mind if I ask, why are you moving to Discover? I also have a Discover...and was just curious
@Anonymous wrote:Thanks for the feedback! Do you mind if I ask, why are you moving to Discover? I also have a Discover...and was just curious
Sure! I primarily used the Amex cards to get the spend bonus for each, now I want to focus on the Amazon 5% cashback category (holidays\birthdays). At this point the Delta Amex is somewhat useless (aside from the free bag; the zone 1 priority is not worth it), and the ED card doesn't give me point for gas.. I should have read the fine print.
I'll keep them long enough to PC to something more useful, hopefully.
200$ a month on discover. paying off something on the amex with zero apr 450$ left + plus the monthly adobe charge for 21$.
About $11k-$13k per month. Depending on travel.
$5K - $6k a month is normal. There are fluctuations such as travel, Christmas, and such where it is much more. Then there are months it might be as low as $3K.