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@zyzzus wrote:
Is love to get that jcb card. I need to establish residency in Hawaii!
No, you really don't want the JCB card. Its not really 3% cash back. Not unless you spend about $5000 a year on that card.
https://www.jcbusa.com/images/Marukai_hawaii_pre_sample_01.png
https://www.jcbusa.com/images/Marukai_hawaii_pre_sample_02.png
It's 3% after the first $3000 per year, which really isn't a high barrier, and you earn an average of 1.67% on that first $3k. So yes, I would like that card!
@FinStar wrote:
@enharu wrote:
@longtimelurker wrote:There really aren't that many 2+%-on-everything cards. The Priceline Visa was a good one but that is now 1%. If the Fidelity one doesn't work for you, maybe see which categories are the biggest and perhaps one card can give you what you need on a majority of the spending.
Isn't there a 3% card available only in some Western states
JCB Marukai.
https://www.jcbusa.com/for_consumers/speciality-cards/marukai-premium-jcb-card/
The card is accepted anywhere Discover and Unionpay are accepted.
@youngman, JCB is a very "traditional" and EXTREMELY conservative bank. With double digit inquiries on file, it's guaranteed to be a denial....
Or in the words of Suze Orman... DENIED!! even if reconsidered...
Hah yeah. Been thinking about what my own plan is post mortgage either landing or burning; that card is definitely tasty though may not qualify for it. Probably should do something smart for later and just pickup an Ink Cash.
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
@zyzzus wrote:
Lurker exactly!
I'm on mobile what states can apply?
Per JCBs Standard Card residency requirements:
"Must be a resident of the state of California, Connecticut, Hawaii, Illinois, Nevada, New Jersey, New York, Oregon or Washington"
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
@zyzzus wrote:
What?! Illinois?
I swear I looked before and I was not in the zone. Finstar you are a rock star. Now I need to figure out how to get approved for this!
I believe the 3% cards are only offered to HI and CA residents (Marukai Premium JCB Card).
If you want to explore the other offerings > https://www.jcbusa.com/for_consumers/
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000
@FinStar wrote:
@zyzzus wrote:
What?! Illinois?
I swear I looked before and I was not in the zone. Finstar you are a rock star. Now I need to figure out how to get approved for this!I believe the 3% cards are only offered to HI and CA residents (Marukai Premium JCB Card).
If you want to explore the other offerings > https://www.jcbusa.com/for_consumers/
On the app form for that card, 4 states but not HI.
To Qualify:
ETA: OK, there is a separate form for HI for some reason, so hey, 5 states!
Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000 | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000 | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 | Freedom Unlimited- $7,000 | Blispay- $12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate- $25,000