Reply
Valued Contributor
Themanwhocan
Posts: 1,807
Registered: ‎04-04-2013
0

Re: What are the Best cash back cards ???

[ Edited ]

zyzzus wrote:
Is love to get that jcb card. I need to establish residency in Hawaii!

No, you really don't want the JCB card. Its not really 3% cash back. Not unless you spend about $5000 a year on that card.

 

https://www.jcbusa.com/images/Marukai_hawaii_pre_sample_01.png

https://www.jcbusa.com/images/Marukai_hawaii_pre_sample_02.png


Super Contributor
longtimelurker
Posts: 8,007
Registered: ‎04-22-2013
0

Re: What are the Best cash back cards ???

It's 3% after the first $3000 per year, which really isn't a high barrier, and you earn an average of 1.67% on that first $3k.  So yes, I would like that card!

Moderator
Revelate
Posts: 9,731
Registered: ‎12-30-2011
0

Re: What are the Best cash back cards ???


FinStar wrote:

enharu wrote:

longtimelurker wrote:

There really aren't that many 2+%-on-everything cards.  The Priceline Visa was a good one but that is now 1%.  If the Fidelity one doesn't work for you, maybe see which categories are the biggest and perhaps one card can give you what you need on a majority of the spending.

 

Isn't there a 3% card available only in some Western states


JCB Marukai.

https://www.jcbusa.com/for_consumers/speciality-cards/marukai-premium-jcb-card/

The card is accepted anywhere Discover and Unionpay are accepted.

 

@youngman, JCB is a very "traditional" and EXTREMELY conservative bank. With double digit inquiries on file, it's guaranteed to be a denial....

 

 


Or in the words of Suze Orman... DENIED!!  even if reconsidered...

 


Hah yeah.  Been thinking about what my own plan is post mortgage either landing or burning; that card is definitely tasty though may not qualify for it.  Probably should do something smart for later and just pickup an Ink Cash.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


Take the myFICO Fitness Challenge
Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

Re: What are the Best cash back cards ???

Lurker exactly!

I'm on mobile what states can apply?

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Valued Contributor
FinStar
Posts: 6,817
Registered: ‎10-21-2012
0

Re: What are the Best cash back cards ???


zyzzus wrote:
Lurker exactly!

I'm on mobile what states can apply?

Per JCBs Standard Card residency requirements:

 

"Must be a resident of the state of California, Connecticut, Hawaii, Illinois, Nevada, New Jersey, New York, Oregon or Washington"

Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

Re: What are the Best cash back cards ???

What?! Illinois?
I swear I looked before and I was not in the zone. Finstar you are a rock star. Now I need to figure out how to get approved for this!

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Valued Contributor
FinStar
Posts: 6,817
Registered: ‎10-21-2012
0

Re: What are the Best cash back cards ???

[ Edited ]

zyzzus wrote:
What?! Illinois?
I swear I looked before and I was not in the zone. Finstar you are a rock star. Now I need to figure out how to get approved for this!

I believe the 3% cards are only offered to HI and CA residents (Marukai Premium JCB Card).

 

If you want to explore the other offerings > https://www.jcbusa.com/for_consumers/

 

Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

Re: What are the Best cash back cards ???

Yeah. You are right...

Now to establish residency there somehow... :smileytongue:

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Super Contributor
longtimelurker
Posts: 8,007
Registered: ‎04-22-2013
0

Re: What are the Best cash back cards ???

[ Edited ]

FinStar wrote:

zyzzus wrote:
What?! Illinois?
I swear I looked before and I was not in the zone. Finstar you are a rock star. Now I need to figure out how to get approved for this!

I believe the 3% cards are only offered to HI and CA residents (Marukai Premium JCB Card).

 

If you want to explore the other offerings > https://www.jcbusa.com/for_consumers/

 


On the app form for that card, 4 states but not HI.

 

To Qualify:

  1. Must be U.S. citizen, permanent resident or valid visa holder
    AND
    Must be a resident of the state of California, Nevada, Oregon or Washington
  2. Must be 21 years old or older

 

ETA: OK, there is a separate form for HI for some reason, so hey, 5 states!

Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

Re: What are the Best cash back cards ???

My good friend is in nevada....
LOL this would rival my fia amex... Would be nice. Probably not worth the trouble.

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}