What are the approval odds for the following credit cards?

[Dahlia77]

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@Anonymous wrote:
Yes thats right my credit utilization is 105%

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Then reduce that as quickly as you can.  I went down 29 points just for letting 50% of my credit limit on one of my cards report one month.  Granted I did it on purpose but I couldn't stand the point drop - drove me crazy.  You will get an increase in points if you can significantly lower your utilization and that would be a good start to priming your position to get the cards you really want.

[Anonymous]

Yes I will be taking care of that this month

[Anonymous]

Hello again guys, I'm sorry for the delayed response, very busy at work and what not. Anyways, I hope you guys have been great. These are my updated scores (they went up)

EXPERIAN: 601

TRANSUNiON: 596

EQUIFAX: 593

On the tenth, I will pay the minimum and on the 25th I will pay .625% of the total debt on both cards rounded to the nearest hundred and it should really help my credit and lower substantially my CC debt. I saw a credit card for the Express clothing store and that's the new goal. Let me know what you guys think and what should be my best route to take. Thanks again.

[Imperfectfuture]

Huh? Better just to pay off.

[Anonymous]

Yeah I decided to do so earlier

[Vegas4Play]

What have you gotten your ulitiz. down too?

[Anonymous]

No not yet I paid but used it again.

[takeshi74]

The balances and limits currently on your reports are what matter -- not the current balance of the account or the current limit.  A scoring model can only consider the data in a report.  It does not have live access to your accounts.

[Anonymous]

I don't understand can you please explain this better to me?