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What are the benefits to having the Black card?

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dtjones052209
Regular Contributor

What are the benefits to having the Black card?

I know a lot of high rollers utilize this card, but what are the benefits and are there any other cards that are similiar?



Message 1 of 11
10 REPLIES 10
espnjunkie
Established Contributor

Re: What are the benefits to having the Black card?

I'd google this or search in the myfico forums for answers about black cards. This topic has been pretty exhausted

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Citi Prestige World Elite Mastercard ($35,000.00), Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), Chase Ink Business Bold (NPSL)
TU-778 (12/03/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Message 2 of 11
Creditaddict
Legendary Contributor

Re: What are the benefits to having the Black card?


@dtjones052209 wrote:

I know a lot of high rollers utilize this card, but what are the benefits and are there any other cards that are similiar?


Black Amex or the terrible waste of money Black Card by Barclay?

Message 3 of 11
GaTech
Frequent Contributor

Re: What are the benefits to having the Black card?


@Creditaddict wrote:

@dtjones052209 wrote:

I know a lot of high rollers utilize this card, but what are the benefits and are there any other cards that are similiar?


Black Amex or the terrible waste of money Black Card by Barclay?


BIG difference haha

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Message 4 of 11
MissCredit9
Frequent Contributor

Re: What are the benefits to having the Black card?

Perhaps OP is talking about Marriott or Citi Diamond Prefferred?



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 5 of 11
dtjones052209
Regular Contributor

Re: What are the benefits to having the Black card?

I was talking about the Citi Diamond Preferred, but i know there are others out there.



Message 6 of 11
dtjones052209
Regular Contributor

Re: What are the benefits to having the Black card?

I also notice that i keep getting these mailers about the Visa Black card. Any info about this?



Message 7 of 11
Creditaddict
Legendary Contributor

Re: What are the benefits to having the Black card?

oh Citi Diamond Preferred is usually a good BT card but I wouldn't get it otherwise, don't think it has rewards.

now the Visa Black by Barclay is the crazy silly one that I thought you were talking about... it's $495 annual fee and just about any rewards card out meets or beats the rewards with no AF!

Message 8 of 11
clocktick
Valued Contributor

Re: What are the benefits to having the Black card?


@dtjones052209 wrote:

I know a lot of high rollers utilize this card, but what are the benefits and are there any other cards that are similiar?


Just curious, why do you think a lot of high rollers use the Citi Diamond Preferred?  Are you confusing it with another card maybe?

 

Anyway, I have it and it's really nothing special.  They're good with CLs and, at the time, gave a 21-month 0% opening offer.  That's about it.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 9 of 11
MissCredit9
Frequent Contributor

Re: What are the benefits to having the Black card?

Citi Diamond gave me my first non-toy limit. 6k certainly made me feel like a baller at that time!



AMEX PRG NPSL, FIDELITY REWARDS 50K, CHASE SAPPHIRE RESERVE 27K, AMEX DELTA SKYMIES GOLD 25K, CITI DIAMOND PREFERRED 22K, CHASE FREEDOM 20K, CITI DOUBLE CASH 15.5K, BARCLAYCARD REWARDS MASTERCARD 15K, CHASE MARRIOTT PREMIER 5K, CAPITAL ONE SONY CARD 5.75K, CAPITAL ONE QUICKSILVER 3.5K, AMAZON STORECARD 6K, VICTORIAS SECRET 2650, EXPRESS NEXT 1850,Gardening2/17/17.
Message 10 of 11
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