What are the criterias to obtain Visa SIGNATURE card?

[Anonymous]

What criterias decide that an applicant receives Visa Signature vs. Platinum/Regular Visa Card?

[Skye12329]

Generally if a lenders offers VS its a 5k min. limit.

[FinStar]

It depends as the VS criteria varies from lender to lender.  Some may just have a minumim $5K CL requirement and can be upgraded while others may require your account to be reviewed for 12+ months (in addition to other criteria) to become elegible.  Some may not offer the upgrade even if you've met the $5K threshold.

[Skye12329]

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@FinStar wrote:

It depends as the VS criteria varies from lender to lender.  Some may just have a minumim $5K CL requirement and can be upgraded while others may require your account to be reviewed for 12+ months (in addition to other criteria) to become elegible.  Some may not offer the upgrade even if you've met the $5K threshold.

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Chase for example needs to have a 12+ month history if you didnt start with 5k, So if you have a 3k Freedom card and get a CLI to 5k (minimum for Chase on VS) your account would need to be 12+ mos. old if you didnt start with a 5k limit. So thats one example for lender wise. I dont know of any lenders that offer VS below the 5k mark, i know World MC gets offered by Barclays and Citi below the 5k mark. Oh i remembered, i think Citi offers a VS card below 5k but its certain cards for them or tiers. 

[chalupaman]

My Chase card is 5k and came as a Siggy so I'm assuming that's the minimum limit you need with them for the card to be one of those.

[longtimelurker]

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@chalupaman wrote:

My Chase card is 5k and came as a Siggy so I'm assuming that's the minimum limit you need with them for the card to be one of those.

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Chase seems pretty strict on that (at least for CSP) but most other issuers will give Sig with amounts below $5k

[woodyman100]

Ebates from Synchrony will start some people with a signature below 5k. My card was a sig at 4500

[AvadaKedavra]

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@longtimelurker wrote:

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@chalupaman wrote:

My Chase card is 5k and came as a Siggy so I'm assuming that's the minimum limit you need with them for the card to be one of those.

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Chase seems pretty strict on that (at least for CSP) but most other issuers will give Sig with amounts below $5k

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I thought all CSP have at least 5K and are auto-siggy...

[longtimelurker]

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@AvadaKedavra wrote:

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@longtimelurker wrote:

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@chalupaman wrote:

My Chase card is 5k and came as a Siggy so I'm assuming that's the minimum limit you need with them for the card to be one of those.

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Chase seems pretty strict on that (at least for CSP) but most other issuers will give Sig with amounts below $5k

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I thought all CSP have at least 5K and are auto-siggy...

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RIght, that is what I meant by "pretty strict"!  CSP is sig and min $5K.  Most other issuers will give sig with lower limits.

[bigDEElight]

As others have said, generally 5K minimum limit for VS.

A note on Chase: when I was approved for my CSP, I had no prior 5K limit, I had just acquired my Chase Freedom >30 prior, and the former was my highest limit to that date at $3,500. I may be the exception or maybe the notions that abound on these forums aren't the hard fast rule.