Credit Cards

[Tikon]

I have the cards in m sig. I'm pretty proud of my line up. As I mentioned in the gardening thread I have over 20 inquiries across the agencies, so I am sitting back until 2013.

I do this mainly as a hobby. I am low income, young, low debt (positive net worth), my house is paid, and I already have good credit. Basically, I'm not planning on needing credit within the next 5 years, so I want to get the best collection of prime cards and start aging them.

I'd especially like good looking cards that are impressive to behold. The chase saphire is a definite goal for that reason. My AmEx BCE is very disapointing for looks. It's UGLY and feels cheap. My Discover More card is pretty sexy with the black design I picked.

So what cards do I need to 'win' the credit card prime list? I don't want AFs since I don't actually charge much. My tentative goal is Barclaycard Ring and Chase sapphire

[lithium78]

Are you for real or are you just fishing?

[HikingFICOMountain]

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Tikon wrote:

I have the cards in m sig. I'm pretty proud of my line up. As I mentioned in the gardening thread I have over 20 inquiries across the agencies, so I am sitting back until 2013.

I do this mainly as a hobby. I am low income, young, low debt (positive net worth), my house is paid, and I already have good credit. Basically, I'm not planning on needing credit within the next 5 years, so I want to get the best collection of prime cards and start aging them.

I'd especially like good looking cards that are impressive to behold. The chase saphire is a definite goal for that reason. My AmEx BCE is very disapointing for looks. It's UGLY and feels cheap. My Discover More card is pretty sexy with the black design I picked.

So what cards do I need to 'win' the credit card prime list? I don't want AFs since I don't actually charge much. My tentative goal is Barclaycard Ring and Chase sapphire

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You have a very nice collection.  Is there a contest going on?

[Tikon]

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lithium78 wrote:
Are you for real or are you just fishing?

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Just curious. I have mainly gotten cards by responding to advertisements in the mail. I don't know what banks are out there. I've seen HSBC, USAA, which I could research but it means finding the card designs and figuring out which are prime to meet my criteria.

[espnjunkie]

Who cares what your card looks like beyond mere aesthetics? 'Win' the prime cards list?

I'm not entertaining this thread anymore than this it is so rediculous...moving on

[boomhower]

Picking a card based on looks is pointless.  Pick cards based on what it will do for you.  Whether it be cash back, points, air line miles, concierge services, or low interest.  Looks shouldn't even be in the equation.

[mxp114]

For me, design does have appeal but it isn't the sole factor. One of the best cards in terms of value AND design is CSP, which you mention so that's a good choice. You have a lot of prime cards now, so you're there.

[Tikon]

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espnjunkie wrote:

Who cares what your card looks like beyond mere aesthetics? 'Win' the prime cards list?

I'm not entertaining this thread anymore than this it is so rediculous...moving on

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Picking a car, computer, wife, piece of furniture, etc. is pointless based on looks as well, one might argue.

As I said, I'm a LOW spender, I already have good rewards but it doesn't really matter right now since I have no income to spend with.

Also, to reiterate, this is a hobby. I don't judge your hobbies. I could have a credit rating of 300 or 850 right now and it wouldn't have any effect (most likely) on my life in the next 5-10 years.

[honky]

Actually, I kind of agree with Tikon here.  I think a lot of people on these forums have turned this into a hobby for various reasons.  I am looking for a new truck, and prefer the fords strictly because the interior looks better..even though the dodge is less expensive

[Wolf3]

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Tikon wrote:

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espnjunkie wrote:

Who cares what your card looks like beyond mere aesthetics? 'Win' the prime cards list?

I'm not entertaining this thread anymore than this it is so rediculous...moving on

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Picking a car, computer, wife, piece of furniture, etc. is pointless based on looks as well, one might argue.

As I said, I'm a LOW spender, I already have good rewards but it doesn't really matter right now since I have no income to spend with.

Also, to reiterate, this is a hobby. I don't judge your hobbies. I could have a credit rating of 300 or 850 right now and it wouldn't have any effect (most likely) on my life in the next 5-10 years.

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This forum is full of credit hobbiest.    There are the maximum FICO score, lowest utilization, lowest number of inquiries, longest time since application, best rewards, lowest fees, lowest interest rate, and lots of variations .

Picking cards for looks and status actually makes more sense to me.