So back in 2000 I got a Macy's card and I was never late or missed a payments. I applied for the Blomies in 2004 and again never late, or missed a payments. About 4 yrs later, they both offered me the either visa or mastercard line of credit and I jumped at the chance. My credit jumped from around $1000 for the store part to $10,000 across the board for all parts of the card. I went crazy and purchased a lot of things, (since then I've grown up) but again was never late or missed a payment. Fast forward to 2009, the min payments for all 4 payments was too much to handle, so I went on a 1 yr program to lower min payments. After the 1 yr was up, (no missed/late payments), the min payments went back up to the full amt prior to the pgm. I then had them close the account so I could be put on another pgm for 4 yrs. I just paid off both card 9 months early (no missed/late payments) and I wanted to know what are the odd of getting approved for these cards again say in 6 months. I've paid 20 of the 31 cards we have and just wanted to know if they blacklist once they close an account. Thanks in advance.
Starting Score:625
Thanks for your responses!! Gonna try again in December around the holiday season when perhaps they are feeling good about applications.
Good luck to ya...
