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What are your CLI goals for 2014?

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jamesdwi
Valued Contributor

Re: What are your CLI goals for 2014?

15k on one or more cards

15k on my BCP

 


alllready past the 100k total CL mark today.

 

will probably kill my two remaining cards lower than a 1k CL

 

$200 target store

$750 Cap1 rewards card

 

hard to believe i have added 6 cards this year.... still getting instant approvals.

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 21 of 61
jamesdwi
Valued Contributor

Re: What are your CLI goals for 2014?

15k on one or more cards

15k on my BCP

 


alllready past the 100k total CL mark today.

 

will probably kill my two remaining cards lower than a 1k CL

 

$200 target store

$750 Cap1 rewards card

 

hard to believe i have added 6 cards this year.... still getting instant approvals.

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 22 of 61
deskjockey101
Valued Member

Re: What are your CLI goals for 2014?

I'd really like the following:

 

RBFCU Plat - from 12k to 20k

Citi TYi - from 12k to 20k

USAA AmEx - from 8k to 15k

HomeDepot - from 5k to 15k

Barclay - from 4700 to 10k

Kohls - from 1k to 3k

Target - from 500 to, well, forget it, it's not going to happen. LOL Smiley Tongue

 

I don't think any of this will happen unless they do it w/o hard pulls.  I'm not going to use any hardpulls next year.

FICOs: EQ-780 TU-752 EX-777


Citi TY 12k; RBFCU Preferred MC 12k; USAA AmEx $9200; HomeDepot 16k; Barclays Apple $7700; RBFCU LoC 1k; Kohls 1k; Target Red $700
Message 23 of 61
MACFRME
Frequent Contributor

Re: What are your CLI goals for 2014?

I have quite a few CLI/upgrade goals for next year!

 

Blue Cash Everyday - Expecting 3XCLI on 12/24/13. Hoping that I can get the 180-day 3XCLI in 2014.

Chase Sapphire Preferred - CLI from $12k to $15k or more.

Chase Freedom - CLI from $5k to $10k.

Cabela's - CLI from $4.5k to maybe $6k and upgrade to Visa Signature.

Alliant - CLI from $4k to $10k.

Gap - Upgrade to Visa. Been using it a lot, and have a good TU score, so they should offer it eventually.

Wal-Mart Store - CLI from $2k to $5k and Discover upgrade.

J.Crew - More small, frequent increases.

Duck Card - CLI from $15k to $20k by then end of 2014.

Cards I Carry
$7.5K $23K $5k $300(SEC) $500 $300 $1,500 $800 $800
Total Available Credit: $39.7k | FICOS: EX 659 | EQ 661 | TU 673
Message 24 of 61
indiolatino61
Valued Contributor

Re: What are your CLI goals for 2014?


@megaman1 wrote:

For me, I plan to just garden and not really hope for any CLI's on my AMEX BCE (2000), Discover IT (1000), or Chase Freedom (1000) LOL!


Soft pulls only, of course...Discover It ($5K), CSP ($10K), Cap1 QS1 ($5K).

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 25 of 61
Credit-hoarder
Valued Contributor

Re: What are your CLI goals for 2014?

USAA Cash Rew. Visa from $11k to $20k---OCCU Beaver Visa from $1.5k to $7.5k---Discove IT from $3.5k to $7.5k---Credit Union Visa from $1k to $5k

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 26 of 61
mfoxxx
New Contributor

Re: What are your CLI goals for 2014?

Garden for the most part, with an exception, at 61days increase all three of my Amex cards. I have over 100k in available credit, I am done for a while. 

In the garden, Sep 10, 2015.
Message 27 of 61
CreditJunkie917
Frequent Contributor

Re: What are your CLI goals for 2014?

18k on my BCE & 20k on the NFCU . Possibly 5k on the cap1

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!
Message 28 of 61
LearningMoreAboutCredit
Frequent Contributor

Re: What are your CLI goals for 2014?

Basically, I'll let my accounts age and wait for INQ's to fall off.  I do want the PRG and I just got a "preapproval" on Discover's website (hopefully that means something).  Other than that, nothing...I guess I better work on my financial goals for 2014.


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 29 of 61
daybreakgonesXe
Valued Contributor

Re: What are your CLI goals for 2014?

Hmm...since I have future plans of dramatically changing my CC lineup (pretty much only keeping JCP and Chase Freedom when the time comes), my credit lines are good enough since I don't wish to "overextend" myself and hurt my chances at other cards. Therefore, hard pull increases I won't be going for, I'd rather use them toward new apps. However, SP certainly aren't out of the question, therefore:

 

- January, May, September CLIs on the JCP

- Potentially calling EO to raise Quicksilver to $25k to match AMEX...however, since I have plans to apply for the GM card one day, I'm hoping $25k on one card doesn't hurt my chances at this one. Quicksilver technically is my oldest card, so I'm assuming even if I did raise it, the longevity will prove my responsibility with high credit lines!

 

I can foresee myself switching lines around, aka consolidating Sapphire into Freedom and/or moving lines to when I apply for Ink (i forgot if personal <--> business is even possible, I'll have to research when I get to that point), and moving Blue Sky to the eventual BCP. TD will eventually be nixed unless they decide to revamp the rewards, and Shell can say bye-bye when I move out (family likes to use the card occasionally, which is fine with me since I don't want to).

 

Everything is going well with my credit, and I'm proud of it Smiley Happy I'm way past the building stage at this point, and it's just a matter of aging and getting the best card rewards and loan rates!

Message 30 of 61
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