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15k on one or more cards
15k on my BCP
alllready past the 100k total CL mark today.
will probably kill my two remaining cards lower than a 1k CL
$200 target store
$750 Cap1 rewards card
hard to believe i have added 6 cards this year.... still getting instant approvals.
15k on one or more cards
15k on my BCP
alllready past the 100k total CL mark today.
will probably kill my two remaining cards lower than a 1k CL
$200 target store
$750 Cap1 rewards card
hard to believe i have added 6 cards this year.... still getting instant approvals.
I'd really like the following:
RBFCU Plat - from 12k to 20k
Citi TYi - from 12k to 20k
USAA AmEx - from 8k to 15k
HomeDepot - from 5k to 15k
Barclay - from 4700 to 10k
Kohls - from 1k to 3k
Target - from 500 to, well, forget it, it's not going to happen. LOL
I don't think any of this will happen unless they do it w/o hard pulls. I'm not going to use any hardpulls next year.
I have quite a few CLI/upgrade goals for next year!
Blue Cash Everyday - Expecting 3XCLI on 12/24/13. Hoping that I can get the 180-day 3XCLI in 2014.
Chase Sapphire Preferred - CLI from $12k to $15k or more.
Chase Freedom - CLI from $5k to $10k.
Cabela's - CLI from $4.5k to maybe $6k and upgrade to Visa Signature.
Alliant - CLI from $4k to $10k.
Gap - Upgrade to Visa. Been using it a lot, and have a good TU score, so they should offer it eventually.
Wal-Mart Store - CLI from $2k to $5k and Discover upgrade.
J.Crew - More small, frequent increases.
Duck Card - CLI from $15k to $20k by then end of 2014.
@megaman1 wrote:For me, I plan to just garden and not really hope for any CLI's on my AMEX BCE (2000), Discover IT (1000), or Chase Freedom (1000) LOL!
Soft pulls only, of course...Discover It ($5K), CSP ($10K), Cap1 QS1 ($5K).
USAA Cash Rew. Visa from $11k to $20k---OCCU Beaver Visa from $1.5k to $7.5k---Discove IT from $3.5k to $7.5k---Credit Union Visa from $1k to $5k
Garden for the most part, with an exception, at 61days increase all three of my Amex cards. I have over 100k in available credit, I am done for a while.
18k on my BCE & 20k on the NFCU . Possibly 5k on the cap1
Basically, I'll let my accounts age and wait for INQ's to fall off. I do want the PRG and I just got a "preapproval" on Discover's website (hopefully that means something). Other than that, nothing...I guess I better work on my financial goals for 2014.
Hmm...since I have future plans of dramatically changing my CC lineup (pretty much only keeping JCP and Chase Freedom when the time comes), my credit lines are good enough since I don't wish to "overextend" myself and hurt my chances at other cards. Therefore, hard pull increases I won't be going for, I'd rather use them toward new apps. However, SP certainly aren't out of the question, therefore:
- January, May, September CLIs on the JCP
- Potentially calling EO to raise Quicksilver to $25k to match AMEX...however, since I have plans to apply for the GM card one day, I'm hoping $25k on one card doesn't hurt my chances at this one. Quicksilver technically is my oldest card, so I'm assuming even if I did raise it, the longevity will prove my responsibility with high credit lines!
I can foresee myself switching lines around, aka consolidating Sapphire into Freedom and/or moving lines to when I apply for Ink (i forgot if personal <--> business is even possible, I'll have to research when I get to that point), and moving Blue Sky to the eventual BCP. TD will eventually be nixed unless they decide to revamp the rewards, and Shell can say bye-bye when I move out (family likes to use the card occasionally, which is fine with me since I don't want to).
Everything is going well with my credit, and I'm proud of it I'm way past the building stage at this point, and it's just a matter of aging and getting the best card rewards and loan rates!