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What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

tag
Anonymous
Not applicable

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

^BUMP^Smiley Wink
Message 21 of 55
Anonymous
Not applicable

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

MAY 14th update

CHASE PLATINUM $20,000
CITI® HILTON HHONORS® VISA® SIGNATURE CARD $14,000
CITI BANK AMEX $10,000
FIA BANK OF AMERICA ALASKA AIR SIGNATURE $30,000
FIA BANK OF AMERICA AMEX$15,000
DISCOVER CARD PLATINUM$8,000
FIA SUNTRUST BANK $8,000
HOME DEPOT MASTERCARD(Citi Bank)$8,000
HOME DEPOT Store card(Citi Bank)$13,000
#1CAPITALONE Airline Card$3000
#2CAPITALONE$500
SEARS(Citi Bank)$1,800
WALLMART(GEMB)$575
KEY BANK(Citi Bank)$700
WAMU$2500

BUSINESS Credit$3000

CITI FLEX LINE OF CREDIT$8000
Message 22 of 55
Anonymous
Not applicable

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

Bestbuy Store Card - $700. Bestbuy MC Reward - $410(which I want to drop like a bad habit). Cap One - $3,000. BoA - $6,000. Paying back student loan, and was co-signed for a car loan. Repairing my credit from a situation where my mother used my SSN. It was a $364 dollar bill from AT&T in 1994. I was 10 at the time.
Message 23 of 55
haulingthescoreup
Moderator Emerita

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

OK, I'll bite:

bank/ CU cards--a bit too many! highest CL $32K, lowest $500

Home Depot store $4K
Best Buy store $2500 --probably won't keep
J.Crew store $1K --was going to dump, but they raised my CL AND updated, go figure

American Express Gold Rewards Plus (charge)

Discover More $14K (AU)

--Serious pruning scheduled for early 2009. Smiley Happy

history: almost 19 years longest with AU card, 12 years in my name; average 3 years 7 months Smiley Sad

baddies: scattering of 30-day lates, one 90, nothing else
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 24 of 55
Anonymous
Not applicable

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

Here Go"S  3- MC"s from 20K- 10K -8K - 1 Visa 8500K- Home Depot 10K - Lowes 10K - Discover 10K - Bestbuy Card 10K - Shoppers Yard Card 11K - Sears 7200K. Length of credit history 21 yrs No Baddies or Derog"s average account age 6yrs 9 mos.
Message 25 of 55
Anonymous
Not applicable

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

BofA Platinum Plus Visa w/Worldpoints 1100
Chase Flexible Rewards Visa 700

1 Collection falloff 2/09
3-4 assorted baddies 2 CO's falloff 2012
1 closed account with lates falloff 2013
Message 26 of 55
jaxstraw
Valued Contributor

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

OK, I'm a 43 yr old man, oldest acct is 14 yrs although I actually only started again w/ credit 4 yrs ago w/ car loan and last Sept w/ CC's.

NFCU goRewards 25k cl
NFCU Plat 1k cl
NFCU NavChek LOC 15K cl
USAA Amex 29.5kcl
USAA MC 500 cl
PenFed Visa Pl Rewards 15k cl
PenFed Visa Gold 10k cl
BoA Amex 7.5k cl
Chase Freedom 5.5k cl
Cap1 1300 cl
Lowes 700 cl
Mens Warehouse 700 cl
BECU 500 LOC
MHVFCU 500 LOC

Total revolving accts since 9/07

$112,700. Sometimes I can't believe it !! $200 secured card last Sept to this !!

THESE FORUMS WORK, I AM PROOF.

Jax
Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 27 of 55
MattH
Senior Contributor

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

Wife and I in our forties, she has a CitiBank card (forget whether it's MC or Visa) in her own name, had it for a while, dunno her limit but I believe it's well over $10K.

I have Chase Visa $25K (she is an authorized user on this card), Citibank MC $23,400, Discover $10,400, AmEx Gold is oldest account "Member Since 82," no specified limit, my newest card is the Discover from late 1990s. Balances on these bounce around since neither of us carries much cash, but we pay in full every month so after a major purchase like furniture or airline tickets one of our cards might briefly hit 20% utilization. Now that the car is paid off the only interest we pay is on the mortgage, by the time we get on an airplane we've usually already paid the credit card bill on which the tickets appeared.

Every couple seems to have a designated money nerd, in our case that's me: we make major decisions together and both take part in paying expenses (as we both have salaries), but I'm the one who tracks details and makes sure due dates are not forgotten.
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Message 28 of 55
Anonymous
Not applicable

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

Household Bank 650.00 had since 2005 (0 balance)
Capital One 1000.00 had since 2004
WAMU Visa 2000.00 had since 2007
Walmart 700.00 had since 2007
Macys 800.00 had since 2007
JCPenney GOLD 1000.00 had since 2007
Shell Gas 300.00 has since 2007 (0 balance)
Paypal Buyer Credit 300.00 had since 2008
WAMU Mastercard 2000.00 had since 2007
Hooters 1500.00 had since 2008
Juniper 500.00 had since 2007 (0 balance)
 
I think thats it  ... Smiley Happy
 
have had some for quite some time hoping some CLI are on the way especially for the regular VISAs and Mastercards I am content with the others--dont use my gas card much if at all--highest gas prices Smiley Wink
Message 29 of 55
Anonymous
Not applicable

Re: What are your credit cards, limits and overall history? this is for anyone who wants to post!!!

Amex Green #1
Amex Green #2
BOA Accolades $30K
BOA Plat Plus MC $30K
BOA Visa Sig $11K
Citi Diamond $6.4K
Chase Plat Visa $10K
Message 30 of 55
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