What are your favorite CC perks?

isoldmyatlas · ‎04-28-2012

I ask the question because I'm renting a car to get to a baby shower next month, and I found out that if I pay for my rental with my Discover card I get 25% off the cost as well as a free upgrade! Now I'm REALLY glad I didn't wait the extra month to app for the More

So tell me, what sort of cool perks have you gotten from your credit cards? Maybe we can learn a few things.

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

Duncanrr · ‎06-08-2012

Finally having good enough credit to get decent reward cards

. My current faves: all the Amex delta rewards - 30k bonus miles, free checked luggage and $25 lounge access, 10/10 chase freedom bonus rewards and my chase amazon rewards. Also I like linking cards to delta skymiles dining for even more bonus miles (my favorite bar is on the list so each pint gets me closer to free trip)

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge

creditnocash · ‎07-23-2012

Duncanrr wrote:
Finally having good enough credit to get decent reward cards . My current faves: all the Amex delta rewards - 30k bonus miles, free checked luggage and $25 lounge access, 10/10 chase freedom bonus rewards and my chase amazon rewards. Also I like linking cards to delta skymiles dining for even more bonus miles (my favorite bar is on the list so each pint gets me closer to free trip)

lets just not go drapping again duncanrr.

as for me right now just the cash back.

i know its not huge but its something.

also all amex's (i believe) have free rental car insurance. and buyer protection where as long as the item was charged in full on a card and the retailer/vendor wont return it. amex takes it.

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000

maiden_girl · ‎12-29-2011

RENTAL Protection. If I rent a card with my credit card...most of them offer rental protection so I can decline the companys expensive mess. I have insurance options b/c I can go through my personal insurance or use the credit card's insurance. I love that perk. I used to rent frequently.

The truth is out there...

Duncanrr · ‎06-08-2012

@creditnocash. Don't tempt me

only thing that will get me out of the garden right now is NFCU.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge

LS2982 · ‎04-09-2011

isoldmyatlas wrote:
I ask the question because I'm renting a car to get to a baby shower next month, and I found out that if I pay for my rental with my Discover card I get 25% off the cost as well as a free upgrade! Now I'm REALLY glad I didn't wait the extra month to app for the More

So tell me, what sort of cool perks have you gotten from your credit cards? Maybe we can learn a few things.

I love being able to pull cash if i need it off my Walmart card and no cash advance fee!

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013

ccnewcc · ‎09-29-2012

well when i get a cc, Cash Back.

Tangible, touchable, Cash over confusing points and point conversions Any day of the week, baby!

Plus anything else is just a bouns

CreditScholar · ‎01-22-2012

1. Marriott/Ritz Carlton gold status after 10k annual spend. Normally gold takes 50 nights a year, and given my current travel patterns I'll never achieve that.

2. Airport lounge access

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

Epcot · ‎10-10-2012

Amex Platinum benefits I use: Airport Lounge, Airline incidental fees up to $200 a year, Rental car protection, Shipboard credit for cruise, No Foreign transaction fees. Love this card despite the annual fee.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

Uborrow-Upay · ‎10-16-2008

I'm sorry, I don't have a comment on this.

I just think your screen name is way cool!

So, there.

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What are your favorite CC perks?

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