Reply
Senior Contributor
Posts: 4,673
Registered: ‎12-11-2011
0

Re: What are your favorite CC perks?

Everyone knows the best CC perk is showing it off....

 

If you have a good looking card who doesn't love to flash the plastic (or metal for some of you) when paying for a meal or something. :smileytongue: 

;
Regular Contributor
Posts: 108
Registered: ‎01-04-2008
0

Re: What are your favorite CC perks?

Free FICO's

Frequent Contributor
Posts: 358
Registered: ‎04-28-2012
0

Re: What are your favorite CC perks?

Thanks, UBUP! :smileyvery-happy:
TU: 757 (12/14/14) | EQ: 761 (1/18/15) | EX: 760 (1/18/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $7,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Blogger
Posts: 2,876
Registered: ‎02-02-2012
0

Re: What are your favorite CC perks?

Really digging the Hyatt VISA after my recent stay at one of the hotels.

The card gave me 2 free nights and the Hyatt Gold Passport Platinum membership.

 

I was surprised at the amount of options given to me as upgrades, free upgrades, and other complimentary additions once I had arrived as well.

Just being able to have the opportunity to ask for a check in at 11 AM was worth it enough for me (although not sure if that is exclusively for Passport members).

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Regular Contributor
Posts: 150
Registered: ‎11-05-2011
0

Re: What are your favorite CC perks?

I like AMEX's rental protection.  For an additional $25 they cover the rental as a primary loss so you don't have to go through your insurance company first.

Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
0

Re: What are your favorite CC perks?

My favorite perk is not having to worry about fraudulent charges.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Frequent Contributor
Posts: 492
Registered: ‎07-24-2012
0

Re: What are your favorite CC perks?

My favorite is the potent trifecta of Purchase Protection/Return Protection/Extended Warranty. Really they are all facets of the same benefit: never having to worry about a purchase being lost, stolen, disappointing when you get it home, or poorly made. 

 

Even the few debit cards that still provide something of this sort after the change in debit interchange fees, do not provide it to the level that a credit/charge card does.

 

And of those credit cards that provide it, AmEx definitely provides it the most extensively. I'd pay the $25 annual fee on my Zync just for this benefit even if the card never earned points or had any of the bonus packs. Total peace of mind about my major purchases is worth $25 per annum to me.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 670 (myFICO 9/8/14), EX 694 (Prosper 7/17/14) , TU 693 (WalMart 9/2/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Walmart (Store) $2.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
My Loans: Prosper $25k/36mo
My Business: Chase Ink VS $5k
Established Contributor
Posts: 980
Registered: ‎07-16-2010
0

Re: What are your favorite CC perks?


lanc wrote:

I like AMEX's rental protection.  For an additional $25 they cover the rental as a primary loss so you don't have to go through your insurance company first.


Do you have to pay this per car rental or?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.