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What are your goal cards?

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Anonymous
Not applicable
‎11-13-2014 07:24 PM
‎11-13-2014 07:24 PM

What are your goal cards?

Hey guys,
I think it's fun to set goals for yourself. So what are your ultimate goal cards to get?
Mine are:
Amex BCP
Chase Sapphire Preferred
Ritz Carlton Rewards
Citi platinum prestige
Chase Palladium

This should be interesting Smiley Happy
Message 1 of 52
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51 REPLIES 51
Anonymous
Not applicable
‎11-13-2014 07:27 PM
‎11-13-2014 07:27 PM

Re: What are your goal cards?

I have just two more cards on my wish list:
Navy Federal (Not sure which one)
AMEX (Probably BCE or something with no AF)
Message 2 of 52
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Burned2manybridgesB4
Valued Contributor
‎11-13-2014 07:27 PM
‎11-13-2014 07:27 PM

Re: What are your goal cards?

Centurion

Message 3 of 52
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NRB525
Super Contributor
‎11-13-2014 07:29 PM
‎11-13-2014 07:29 PM

Re: What are your goal cards?

I've got UNFCU Elite in my sights, 9.99% APR, but it will be a journey to get there. I figure May 2016 things will be prepped sufficiently.

Also a PenFed card, 9.99% APR.

 

Both because they have Chip +PIN.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 52
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Anonymous
Not applicable
‎11-13-2014 07:30 PM
‎11-13-2014 07:30 PM

Re: What are your goal cards?

@NRB525 wrote:

I've got UNFCU Elite in my sights, 9.99% APR, but it will be a journey to get there. I figure May 2016 things will be prepped sufficiently.

Also a PenFed card, 9.99% APR.

 

Both because they have Chip +PIN.

I think many, if not all cards will have Chip +PIN by 2016.

Message 5 of 52
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longtimelurker
Epic Contributor
‎11-13-2014 07:32 PM
‎11-13-2014 07:32 PM

Re: What are your goal cards?

@NRB525 wrote:

I've got UNFCU Elite in my sights, 9.99% APR, but it will be a journey to get there. I figure May 2016 things will be prepped sufficiently.

Also a PenFed card, 9.99% APR.

 

Both because they have Chip +PIN.

Penfed doesn't have "real" chip&pin in the sense signature takes priority.  And at least for now, you cannot change the PIN.   

Message 6 of 52
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NRB525
Super Contributor
‎11-13-2014 07:32 PM
‎11-13-2014 07:32 PM

Re: What are your goal cards?

@Anonymous wrote:
@NRB525 wrote:

I've got UNFCU Elite in my sights, 9.99% APR, but it will be a journey to get there. I figure May 2016 things will be prepped sufficiently.

Also a PenFed card, 9.99% APR.

 

Both because they have Chip +PIN.

I think many, if not all cards will have Chip +PIN by 2016.

They will be EMV Chip, most seem to be going Chip + Signature however, rather than Chip +PIN.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 52
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chalupaman
Super Contributor
‎11-13-2014 08:09 PM
‎11-13-2014 08:09 PM

Re: What are your goal cards?

Amex BCE for backdating

Citi Double Cash

 

Much later on, maybe something with PenFed or US Bank. NCFCU I wish I could have something with them but I don't know anyone in the armed forces or have any family there so no go.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 52
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Anonymous
Not applicable
‎11-13-2014 08:14 PM
‎11-13-2014 08:14 PM

Re: What are your goal cards?

JPM Palladium, lol.

Message 9 of 52
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Kostya1992
Established Contributor
‎11-13-2014 10:12 PM
‎11-13-2014 10:12 PM

Re: What are your goal cards?

I'd like to get that Fingerhut card everyone keeps talking about
TU08 FICO850
EX08 FICO850
EQ08 FICO850

Message 10 of 52
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