11-24-2010 04:34 AM
Bloomingdale's. Sounds ridiculous I know. But I shop there alot and they denied me two years ago. It's the one card I really want but won't be applyng for again until the end of next year.
I see now they have an AMEX version of their card. I may try that.
11-24-2010 03:32 PM
once again i agree with wallpopolle. i have a really BAD feeling about CHASE, and have yet to apply with them recently (i had one from 2005 cl of 600 and went over the limit, though i was never late on it. closed it in late 2006) . i have not really been turned down, but am confident i would be turned down by chase if i apped with them now. and i would have never apped with hsbc either, but i have a very good past with household, and have wanted to reestablish my relationship with them.
11-24-2010 09:32 PM - edited 11-24-2010 09:47 PM
I was denied by Discover for not being a University student . I app for both Non-student & Student with TU 747 2 Inq and still they denied me. The CSR even claim that my score is really good but she said it's unfortunate that we can't accept you because you're not a student at UNIVERSITY ( I'm at a community where I will be attending a police academy that's why). I tried to recon twice, sadly I got the same dumb message. Then the CSR suggested to app back in a few months because more likely I would be approved then.I said No Thank YOU! and took my business elsewhere!
Never again will I affiliate myself with a company that Denied me for something so absurd. I would totally understand if they're offering some super amazing rewards, which is not the case here.
Bye bye Discover
11-25-2010 11:28 PM
I'm not looking for credit now, but for whatever reason, any GEMB CC app gets turned down. The other is Citi. Even with FICOs floating in and out of 700, I still got turned down.
11-26-2010 08:15 AM
Quite a few for me; Barclay's, Chase, Citibank and Discover.
11-26-2010 10:22 AM
I had a hard time with Chase and I banked with them for a hair over 2 years... I still can't get a regular card with them, but finally tried for an Amazon card and was approved. Next and final card for a long time would be a Discovery, but can't get approved for one...
Discovery would complete the circle, CapOne Mastercard, AMEX GREEN, Chase Amazon Visa....
11-26-2010 12:59 PM
Bank of America and Discover.
I have had a BOA account for almost six years now. In fact, I have three acounts with them. I had a $10k secured card for 15 months with them that never graduated. They denied me a card a couple of weeks ago. I honestly think it's because of an extremely old, and FALSE, student loan entry on my CRs that is supposedly from BOA/Chela.
Discover denied me recently, again, for "either currently having or have had a Discover card." I had one back in the day and it makes me wonder if they blacklist? It was a paid chargeoff years ago that I don't even think is on my CRs anymore (have to check again).
Discover does NOT blacklist. I burned them many years ago for $1.5k...Pressler and Pressler then garnished my wages (this was before I was hip to the credit repair game). I applied for them again in 09/2009 and they gave me a $2k limit. Now it's a $4k limit! Very happy that my Fico and credit has improved.
The two banks I can't seem to get are Citi and Chase. The ironic thing with Citi is that I have a regular $1k Exxon card that's serviced by them. Had that since 2/2008.
BOA has given me a refinance mortgage, and credit card. Barclays, a $5k Barnes and Noble Mastercard. I'm trying to get Amex but between the inquiries and paid tax lien, it's doubtful I will get one...
11-26-2010 01:00 PM
Discover is the worst for me; i've been denied at least 3 times in the last 1 year...i'm done apping with them for a while.