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What bureau does Chase Pull?

tag
wHiTeSoL
Valued Contributor

Re: What bureau does Chase Pull?

Nor Cal 

Me - EQ only (UEMP, INK)

DW- EX TU (CSP, FREEDOM, Thin File)

Message 31 of 45
brindle26
Regular Contributor

Re: What bureau does Chase Pull?

Yesterday for the Freedom card they pulled EX & EQ. Seattle, WA

Message 32 of 45
injustifiiable
Valued Contributor

Re: What bureau does Chase Pull?

I've apped for Chase twice...in Dec and then in January.

 

They pulled EX both times. I'm in Connecticut.

 

This is for a Freedom, btw.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 33 of 45
Stralem
Established Contributor

Re: What bureau does Chase Pull?

Illinois here (Chicago).

 

They'll hit TransUnion for the Freedom and Sapphire cards. For my Freedom app, they also hit my EQ report.

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 34 of 45
newUser0
Established Contributor

Re: What bureau does Chase Pull?

In Oklahoma and For me, always Double Pull EX and TU.

Message 35 of 45
AAstra
Regular Contributor

Re: What bureau does Chase Pull?

Freedom app on 03/04/2014 - pulled EX and TU in Pennsylvania

FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)
Message 36 of 45
dddewdrop
Valued Contributor

Re: What bureau does Chase Pull?

    They pulled EX for me in Massachusetts.

Message 37 of 45
Vegas247
Established Contributor

Re: What bureau does Chase Pull?

They pulled TU for me last week.......I'm in Oregon!

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k credit card16k Chase Freedom® - $200 Bonus12k VSiggy
Message 38 of 45
burntwilly
Valued Member

Re: What bureau does Chase Pull?

After doing quite a bit of research on this, it appears as though they almost always pull EX in Southern California, and almost always pull EQ in Northern California.

Message 39 of 45
burntwilly
Valued Member

Re: What bureau does Chase Pull?

One exeption to the SoCal, NorCal thing is that if you apply for a new card as well as a CLI on an existing card.. for example I'm going to be applying for CSP as well as a CLI on my Freedom, since I am in Norcal, they will pull EQ for the first one whichever that is, but may switch to EX or TU for the 2nd app.  Both will likely also be HPs.  YMMV on this also.  They might just do 2 separate HPs on EQ for me if they're sticklers about sticking with the location-based pull patterns.

Message 40 of 45
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