What can I expect from nfcu

[mrldp40]

Average Joe went from 500 to 5k so there's definitely hope.lol

[AverageJoesCredit]

Yeah Jago, i may do the same in Sept. I may be losing my mind but after 1st increase( 3 months in) is it best to go again 3 months later or actually give it 6 months from 1st increase. If my chances are better waiting til Nov/ Dec i can wait

[mrldp40]

First cli 91 days and 3 statements 6 months after that each time

[Anonymous]

Yeah mrldp40, AJC is a beast, so he deserves it..  very helpful and funny.     5k would get me to sig level and i would be good with that too.  altho i would be willing to take one for the team if they wanted to up me to 5 figures

AJC..   that is the part that is killing me.    i have no patience (not a DR. lol ) 

[mrldp40]

Yea it would be interesting have a 5 figure card

[Anonymous]

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@mrldp40 wrote:
Yea it would be interesting have a 5 figure card

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I'd love to have it, but i'm to poor to use it  haha.    i see posts all the time about ppl getting cards and hitting the spend on them.  Maybe someday.

[AverageJoesCredit]

Good to know the 6 months so thatll push me up to November, woo hoo just in time for Christmas

Ill tell ya, coming from a bk, everyday im conscious of not letting my credit cards get too far out of hand. I would love to use my cc more but showing constraint can be a good thing. I was actually able to hit my spend on my Amex back in Feb/March but thankfully from normal spend and some unexpected car maintenance. I would like one of those bonuses like $150 for $500 spend lol

[mrldp40]

Keeping under control is best .we can't afford big sprees lol .like I said 5 k would be fine for me. It may or may not happen but im in with nfcu I'm a member so anything is possible so to the low cl ,low income members of nfcu .yeaaaaaa us ! Lol

[Anonymous]

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@AverageJoesCredit wrote:
Good to know the 6 months so thatll push me up to November, woo hoo just in time for Christmas

Ill tell ya, coming from a bk, everyday im conscious of not letting my credit cards get too far out of hand. I would love to use my cc more but showing constraint can be a good thing. I was actually able to hit my spend on my Amex back in Feb/March but thankfully from normal spend and some unexpected car maintenance. I would like one of those bonuses like $150 for $500 spend lol

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That wouldnt be so bad to hit in 90 days, but the CR 3k in 90 days, i wouldnt be able to do.   

I really just want a big CLI so that it will help on UTI and maybe as my profile improves (working on that) then i'll get higher SL's due to the navy card.