What can I get with my scores?

[MrCredit]

I purchased the MyFICO three score monitoring. Scores are updated below. My question is what card pulls EX exclusively that I could qualify for with my score. I have a BK discharged and 13 inq on this credit report. It says my credit history is 12 years. 

The 13 inq were mostly auto loan related and for two different purchases in Feb and August.

MyFICO is saying I do not have enough new credit. I got two car loans in the last year and a CC from NFCU. Since it says I do not have enough, I figure I can app for some.

Thanks.

[lobsterfordinner]

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@MrCredit wrote:

I purchased the MyFICO three score monitoring. Scores are updated below. My question is what card pulls EX exclusively that I could qualify for with my score. I have a BK discharged and 13 inq on this credit report. It says my credit history is 12 years. 

The 13 inq were mostly auto loan related and for two different purchases in Feb and August.

MyFICO is saying I do not have enough new credit. I got two car loans in the last year and a CC from NFCU. Since it says I do not have enough, I figure I can app for some.

Thanks.

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If you have the Amazon.com Chase card instead of the Amazon store card then maybe try for a Freedom? (they pulled EX for me but in some area they pull TU, check on some credit pull databases)

Amex and BoA pulls EX for apps.

[MrCredit]

BOA won't give me any cards. I have been blacklisted. I tried a long time ago and recon she said I have a chargeoff with them thats too recent (included in BK).

[Creditaddict]

You could open a Navy Checking Credit Line for $15k

[juggalo9er]

I would try for Barclay Sallie Mae or Upromise depending on spending....they are awesome on recon

[dpride86]

Most likely a Capital One quicksilver

[I_need_720]

Barclays pulls Trans Union - so stay away from them.  Chase, BOA, Discover, US Bank pulls Experian, but the BK will more than likely result in a denial.  The Cap One Quicksilver could possbly work.

EDIT: You were looking for Experian not Equifax

Also, you may want to look at Comenity Bank cards as they too utilize Equifax - i.e. Total Rewards Visa or Sportsaman Guide Visa; or a few of the store cards they back. Search the forum for Comenity Cards to get the long list.

Good Luck!

[juggalo9er]

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@I_need_720 wrote:

Barclays pulls Trans Union - so stay away from them.  Discover pulls Equifax, but the BK will more than likely result in a denial.  The Cap One Quicksilver could possbly work. Also, you may want o look at Comenity Bank cards as they too utilize Equifax - i.e. Total Rewards Visa or Sportsaman Guide Visa; or a few of the store cards they back. Search the forum for Comenity Cards to get the long list. Good Luck!

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stay away from barclay why? i was approved for 1300 with a 630

[I_need_720]

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@juggalo9er wrote:

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@I_need_720 wrote:

Barclays pulls Trans Union - so stay away from them.  Discover pulls Equifax, but the BK will more than likely result in a denial.  The Cap One Quicksilver could possbly work. Also, you may want o look at Comenity Bank cards as they too utilize Equifax - i.e. Total Rewards Visa or Sportsaman Guide Visa; or a few of the store cards they back. Search the forum for Comenity Cards to get the long list. Good Luck!

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stay away from barclay why? i was approved for 1300 with a 630

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I said stay away from Barcalys not because of score, but because they utilize Transunion. He is looking for cards that solely pull from Experian.

[juggalo9er]

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@I_need_720 wrote:

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@juggalo9er wrote:

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@I_need_720 wrote:

Barclays pulls Trans Union - so stay away from them.  Discover pulls Equifax, but the BK will more than likely result in a denial.  The Cap One Quicksilver could possbly work. Also, you may want o look at Comenity Bank cards as they too utilize Equifax - i.e. Total Rewards Visa or Sportsaman Guide Visa; or a few of the store cards they back. Search the forum for Comenity Cards to get the long list. Good Luck!

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stay away from barclay why? i was approved for 1300 with a 630

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I said stay away from Barcalys not because of score, but because they utilize Transunion. He is looking for cards that solely pull from Experian.

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sometimes its what you don't read lol